3200 State St Rd, Bay City, MI 48706 Property Records

Bay County property record for 3200 State St Rd, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,430 (2026)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`010-005-200-250-00`

Property Details

APN / Parcel Number

Primary APN	`010-005-200-250-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,195 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	627 ft deep x 66 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3200 STATE STREET RD
City	BAY CITY
State	MI
Zip	48706-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM 363 FT N & 660 FT E OF SW COR OF SE 1/4 OF NE 1/4 TH N 66 FT TH E 660 FT TH S 66 FT TH W 660 FT TO BEG. SEC 5 T14N R5E
Legal Range	05E
Legal Township	14N
Legal Section	05
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2003
Census Tract	285900

Owner

3200 State St Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Bay County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3200 STATE STREET RD, BAY CITY, MI 48706-1867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2002
Deed Sale	Apr 5, 2002
Prior Sale	Jun 5, 1989
Deed Book / Page	1873 / 843
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000000866
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Jan 15, 2021
Property Address	3200 STATE STREET RD, BAY CITY, MI 48706-1867
Document Number	0000000866
Instrument Date	Jan 15, 2021
Instrument	866
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 STATE STREET RD BAY CITY MI 487061867, BAY CITY, MI 48706-1867

Tax Assessment & Valuation

The 2026 property tax bill for 3200 State St Rd was $1,430 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,430.00 Homeowner's exemption	$63,650	$127,300
2023		$47,850	$95,700
2022	$1,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3200 State St Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	584.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1983–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3200 State St Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20