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3200 S Mester St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3200 S Mester St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,520 sqft · built 2004
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$334,900 (Jul 2024)
Tax Bill$3,907 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNT060500174

Property Details

APN / Parcel Number

Primary APNT060500174
Alternative APN
  • 5-116B-9772-00-0637.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,520 sqft Living Area
1st Floor Area684 sqft
Basement Area760 sqft

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialSiding
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area126 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT060500174
Old Parcel NumberT060500174
Street Address3200 S MESTER ST
CitySAINT CHARLES
StateMO
Zip63301-8088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #1 LOT 637
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS #1
Legal Lot Number637
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1048
Census Tract310201

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 W PARK DR, O FALLON, MO 63366-2975
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Warranty Deed, Transfer · VA Mortgage
GERSHMAN INVESTMENT CORP
Jun 7, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Aug 29, 2017Warranty Deed, Transfer · FHA Mortgage
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleMar 30, 2021
Deed Document Number0202428536
Deed Book / Page2024 / 28536
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 30, 2021
Property Address3200 S MESTER ST, SAINT CHARLES, MO 63301-8088
Document Number2021R027879
Map ReferenceMB 42 PG 14
Instrument DateMar 19, 2021
Instrument2021R-027879
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 STATESMAN DR, 26, O FALLON, MO 63368-8504

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 S MESTER ST, SAINT CHARLES, MO 63301-8088

Mortgage

Document Number2021R027880
DateMar 30, 2021
Instrument2021R-027880
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 7, 2018
Property Address3200 S MESTER ST, SAINT CHARLES, MO 63301-8088
Document Number0069301623
Book / Page6930 / 1623
Map ReferenceMB 42 PG 14
Instrument DateMay 30, 2018
Instrument20180607000317220
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7127 W NORTH AVE, 7127, WAUWATOSA, WI 53213-1810

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 S MESTER ST, SAINT CHARLES, MO 63301-8088

Mortgage

Document Number20180607000317230
DateJun 7, 2018
Instrument20180607000317230
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 29, 2017
Property Address3200 S MESTER ST, SAINT CHARLES, MO 63301-8088
Document Number0067981162
Book / Page006798 / 001162
Instrument DateAug 28, 2017
Instrument542120
Transaction TypeTransfer
Record UpdatedOct 6, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 S MESTER ST ST CHARLES MO 633018088, ST CHARLES, MO 63301-8088

Mortgage

Document Number67981164
DateAug 29, 2017
Book Page006798/001164
Instrument542130
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,907.00$59,805 (+9.4%)$314,762 (+9.4%) Land $73,336 Building $241,426
2023$54,668
2022$287,726 Land $55,002 Building $232,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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