Osceola County property record for 3200 Oxbow Ct, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2022 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $377,400 (Oct 2022) |
| Tax Bill | $6,377 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Jul 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-32-3496-0001-0110 |
| Primary APN | 20-26-32-3496-0001-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,580 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 188 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3200 OXBOW CT |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 11 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | ENCLAVE AT LAKES OF HARMONY |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 20-26-32-3496-0001-0110
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 21, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Dec 27, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 2022146616 |
| Deed Book / Page | 6293 / 1294 |
| Last Transfer Date | Jun 26, 2025 |
| Transfer Doc | 0068222342 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2025 |
| Property Address | 3200 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0068792119 |
| Book / Page | 6879 / 2119 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025140122 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3455 FEATHERGRASS CT, HARMONY, FL 34773-6055 |
| Name | Verified Name |
|---|---|
| Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 21, 2025 |
| Property Address | 3200 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0068222342 |
| Book / Page | 6822 / 2342 |
| Map Reference | MB 31 PG 23 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025091080 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3455 FEATHERGRASS CT, HARMONY, FL 34773-6055 |
| Name | Verified Name |
|---|---|
| Address | 3455 FEATHERGRASS CT, HARMONY, FL 34773-6055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 03, 2022 |
| Property Address | 3200 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0062931294 |
| Book / Page | 6293 / 1294 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022146616 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,641.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9717 EAGLE CREEK CENTER BLVD STE 200, 200, ORLANDO, FL 32832-6346 |
| Name | Verified Name |
|---|---|
| Address | 3200 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0062931296 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 6293/1296 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 3200 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0061160573 |
| Book / Page | 6116 / 573 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021199416 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 W BROADWAY ST111, OVIEDO, FL 32765 |
| Name | Verified Name |
|---|---|
| Address | 370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3632 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,377.00 (+2.57%) | $313,000 (+1.66%) Land $65,000 Building $248,000 | $313,000 (+1.66%) Land $65,000 Building $248,000 |
| 2024 | $6,217.00 (+1.29%) | ||
| 2023 | $6,138.00 (+67.11%) Homeowner's exemption | $307,900 (+515.8%) Land $65,000 Building $242,900 | $307,900 (+515.8%) Land $65,000 Building $242,900 |
| 2022 | $3,673.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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