3200 Norfolk Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3200 Norfolk Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1900
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Sep 2022)
Tax Bill	$1,551 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-082-115-018`

Property Details

APN / Parcel Number

Primary APN	`03-00-082-115-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	624 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	104 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3200 NORFOLK AVE
City	LORAIN
State	OH
Zip	44055-2271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEFFIELD LAND CO 40 X 104
Legal Subdivision	SHEFFIELD LAND CO
Legal Block	115
Legal Lot Number	4409
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3015
Census Tract	23600

Owner

3200 Norfolk Ave is owned and occupied by an individual who bought it in September 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3200 NORFOLK AVE, LORAIN, OH 44055-2271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Jan 19, 2011
Deed Document Number	2022005877
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3200 NORFOLK AVE, LORAIN, OH 44055-2271
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 NORFOLK AVE, LORAIN, OH 44055-2271

Mortgage

Document Number	0000895634
Date	Oct 19, 2022
Instrument	2022-0895634

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 14, 2022
Property Address	3200 NORFOLK AVE, LORAIN, OH 44055-2271
Document Number	0000891201
Map Reference	VOL 6 PG 31
Instrument Date	Sep 13, 2022
Instrument	2022-0891201
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	NEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 NORFOLK AVE, LORAIN, OH 44055-2271

Mortgage

Document Number	0000891202
Date	Sep 14, 2022
Instrument	2022-0891202

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3200 Norfolk Ave was $1,551.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,551.00	$40,570 (%) Land $2,920 Building $37,650	$115,920 (-) Land $8,340 Building $107,580
2024	$1,551.00 (+67.31%)	$40,572 (+125.39%) Land $2,919 Building $37,653	$115,920 (+125.39%) Land $8,340 Building $107,580
2023	$927.00 (-1.59%)	$18,001 (+0.01%) Land $2,748 Building $15,253	$51,430 Land $7,850 Building $43,580
2022	$942.00	$18,000 Land $2,750 Building $15,250
2021			$51,430 Land $7,850 Building $43,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3200 Norfolk Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3200 Norfolk Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

Nearby Properties on Norfolk Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures