3200 Harold St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3200 Harold St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,641 sqft · built 1960
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Aug 2022)
Tax Bill$7,008 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.18-8-1

Property Details

APN / Parcel Number

Primary APN422800 48.18-8-1
Alternative APN
  • 280004801800080010000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,641 sqft Living Area
1st Floor Area1,166 sqft
Upper Floors Area475 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions140 ft deep x 36 ft wide
Garage TypeAttached
Garage Area405 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3200 HAROLD ST
CitySCHENECTADY
StateNY
Zip12306-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal DescriptionR,G,BZY MAPLEWOOD 1 - 185 6.-474-10
Legal Block8
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4003
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3200 HAROLD ST, SCHENECTADY, NY 12306-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2022 · Amount on Record
Deed SaleAug 4, 2022 · Amount on Record
Deed Document Number202241239
Deed Book / Page2090 / 178
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 4, 2022
Property Address3200 HAROLD ST, SCHENECTADY, NY 12306-1417
Document Number0000041239
Book / Page2090 / 178
Instrument DateJul 21, 2022
Instrument202241239
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3580 S OCEAN SHORE BLVD APT 406, 3580, FLAGLER BEACH, FL 32136-4168

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 HAROLD ST, ROTTERDAM, NY 12306-1417
InvestorPossibly a Property Investor

Mortgage

Document Number0000041240
DateAug 4, 2022
Instrument202241240
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,008.00$175,000 (-) Land $7,200 Building $167,800$269,200 (+16.89%) Land $11,076 Building $258,124
2023$175,000 Land $7,200 Building $167,800$230,300 Land $9,475 Building $220,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harold St

Nearby Streets

Search Property Records by Address or Parcel Number