3200 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3200 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1946
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$727,000 (Apr 2024)
Tax Bill	$4,527 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`129-101-61`

Property Details

APN / Parcel Number

Primary APN	`129-101-61`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	560 sqft
Basement Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Area	850 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3200 COMMONWEALTH AVE
City	CHARLOTTE
State	NC
Zip	28205-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L1 B2 M4-373
Legal Subdivision	GREEN HILLS
Legal Block	2
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3002
Census Tract	1801

Owner

3200 Commonwealth Ave is owned and occupied by an individual who acquired it in April 2026.

Source: Mecklenburg County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 13, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 29, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Document Number	202438410
Deed Book / Page	38783 / 253
Last Transfer Date	Apr 8, 2026
Transfer Doc	0000037209
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197517
Date	Oct 15, 2021
Book Page	36649/11
Instrument	2021197517

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225

Mortgage

Document Number	0000069924
Date	Jul 24, 2023
Book Page	38268/130
Instrument	2023069924

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 13, 2026
Property Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225
Document Number	0000037209
Book / Page	40339 / 48
Instrument Date	Apr 8, 2026
Instrument	202637209
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 29, 2024
Property Address	3200 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6225
Document Number	0000038410
Book / Page	38783 / 253
Map Reference	MB 4 PG 373
Instrument Date	Apr 25, 2024
Instrument	2024038410
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$1,454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 HANOVER AVE, CASTLE HAYNE, NC 28429-5087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 SAND HILL RD, ASHEVILLE, NC 28806-2411

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$586,100 Land $250,000 Building $336,100	$586,100 Land $250,000 Building $336,100
2024	$4,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3200 Commonwealth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1982–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3200 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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