320 Zion Ct, Ramona, CA 92065 Property Records

San Diego County property record for 320 Zion Ct, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,766 sqft Living Area
Lot Size1.05 acres
OccupancyOwner Occupied
Last Sale$229,000 (1999)
Tax Bill$4,370.00 (2025)

Owner

Source: San Diego County records · APN 284-041-54-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 ZION CT, RAMONA, CA 92065-3563
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
EAST COUNTY SCHOOLS FCU
Dec 12, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
EAST COUNTY SCHOOLS FCU
Apr 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
EAST COUNTY SCHOOLS FCU
Dec 23, 2019Deed of Trust, Mortgage · Line of Credit
EAST COUNTY SCHOOLS FCU
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
EAST COUNTY SCHOOLS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 1999 · Amount on Record
Deed SaleMay 11, 1999 · Amount on Record
Deed Doc Number1999320167
Prior Transfer DateJan 14, 1999
Prior Transfer Doc0000320167
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 ZION CT, RAMONA, CA 92065-3563
Transaction TypeMortgage
Record UpdatedApr 04, 2023
Title CompanyCALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ZION CT, RAMONA, CA 92065-3563

Mortgage

Document Number0000076916
DateMar 27, 2023
Instrument2023-0076916
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueApr 01, 2028

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 ZION CT, RAMONA, CA 92065-3563
Transaction TypeMortgage
Record UpdatedDec 20, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ZION CT, RAMONA, CA 92065-3563

Mortgage

Document Number0000465075
DateDec 12, 2022
Instrument2022-0465075
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term37 Months
DueJan 01, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 ZION CT, RAMONA, CA 92065-3563
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000160078
DateApr 23, 2018
Instrument2018-0160078
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2033

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 ZION CT, RAMONA, CA 92065-3563
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000599095
DateDec 23, 2019
Instrument2019-0599095
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueDec 22, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 ZION CT, RAMONA, CA 92065-3563
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ZION CT, RAMONA, CA 92065-3563

Mortgage

Document Number0000761725
DateDec 01, 2020
Instrument2020-0761725
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$399,655 (+2%) Land $118,312 Building $281,343
2025$4,370.00 (+11.11%) Homeowner's exemption$391,820 (+4.04%) Land $115,993 Building $275,827
2023$3,933.00 (-4.93%) Homeowner's exemption$376,607 Land $111,490 Building $265,117
2022$4,137.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire LikelihoodAbout 1 in 92 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN284-041-54-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,766 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area45,738 sqft
Parking Spaces7 Parking Spaces

Location & Zoning

Street Address320 ZION CT
CityRAMONA
StateCA
Zip92065-3563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM17887
Legal SubdivisionPARCEL MAP NO 17887
Legal Tract17887
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2000
Census Tract20813

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