320 Windsor Rd, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 320 Windsor Rd, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1956
Lot Size	0.297 acres (12,971 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,097 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`262800 046.20-7-9`

Property Details

APN / Parcel Number

Primary APN	`262800 046.20-7-9`
Alternative APNs	`28000462000007009000` `08281000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,971 sqft (0.297 acres)
Lot Dimensions	172 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08281000000
Street Address	320 WINDSOR RD
City	ROCHESTER
State	NY
Zip	14612-4257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND DIV L19 T2 HAMPTON GAR 39-17 L188
Legal Block	7
Legal Lot Number	9.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1018
Census Tract	13701

Owner

320 Windsor Rd is owner-occupied and held in a trust since July 2017.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	320 WINDSOR RD, ROCHESTER, NY 14612-4257
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 11, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 7, 2017
Transfer Doc	0000000306
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	320 WINDSOR RD, ROCHESTER, NY 14612-4257
Document Number	0000000866
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	320 WINDSOR RD ROCHESTER NY 146124257, ROCHESTER, NY 14612-4257

Mortgage

Document Number	0000000866
Date	Oct 29, 2019
Book Page	028256/000240
Instrument	866

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2029

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jul 11, 2017
Property Address	320 WINDSOR RD, ROCHESTER, NY 14612-4257
Document Number	0000000306
Book / Page	011886 / 000646
Instrument Date	Jul 7, 2017
Instrument	306
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	320 WINDSOR RD ROCHESTER NY 146124257, ROCHESTER, NY 14612-4257

Tax Assessment & Valuation

The 2026 property tax bill for 320 Windsor Rd was $6,097 with exemptions applied, up 41.1% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,097.00 (+41.13%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$4,320.00	$136,800 Land $18,000 Building $118,800	$224,300 Land $29,513 Building $194,787
2023		$136,800 (+23.24%) Land $18,000 Building $118,800	$159,070 (+23.21%) Land $20,930 Building $138,140
2022		$111,000 Land $20,000 Building $91,000	$129,100 Land $23,261 Building $105,839
2021	$3,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Windsor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Windsor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

Nearby Properties on Windsor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures