320 Windbreak Ln, Youngsville, NC 27596 Property Records

Franklin County property record for 320 Windbreak Ln, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jan 2024)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1863-11-0354`

Property Details

APN / Parcel Number

Primary APN	`1863-11-0354`
Alternative APN	`047385`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,317 sqft Total Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Raised Ranch
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached - Finished
Porch	Porch
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	320 WINDBREAK LN
City	YOUNGSVILLE
State	NC
Zip	27596-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-8
Legal Description	LOT:90 SUBD:HADLEIGH AT CEDAR CREEK LOT
Legal Subdivision	HADLEIGH AT CEDAR CREEK LOT
Legal Lot Number	90
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	2
Census Block	2016
Census Tract	60502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Line of Credit DEEPHAVEN MORTGAGE LLC
Oct 1, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	10083138
Deed Book / Page	2353 / 2028
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jan 2, 2024
Property Address	320 WINDBREAK LN, YOUNGSVILLE, NC 27596-6636
Document Number	0023532028
Book / Page	2353 / 2028
Map Reference	MB 2021 PG 175-177
Instrument Date	Jan 2, 2024
Instrument	10083138
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	SELENE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 HAWKSBILL DR, FRANKLINTON, NC 27525-8464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	0010083139
Date	Jan 2, 2024
Instrument	10083139

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2064

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Oct 1, 2021
Property Address	320 WINDBREAK LN, YOUNGSVILLE, NC 27596-6636
Document Number	0022722003
Book / Page	2272 / 2003
Map Reference	MB 2021 PG 175-177
Instrument Date	Sep 30, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WINDBREAK LANE, YOUNGSVILLE, NC 27596-6636

Mortgage

Document Number	0022722006
Date	Oct 1, 2021
Instrument	2272/2006

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (+7.52%)	$284,720 (+57.33%) Land $92,000 Building $192,720	$284,720 (+57.33%) Land $92,000 Building $192,720
2023	$1,703.00	$180,970 Land $51,750 Building $129,220	$180,970 Land $51,750 Building $129,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Brightspeed.

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