Adams County property record for 320 Winchester Rd, Geneva, IN 46740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1970 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,200 (Apr 2010) |
| Tax Bill | $321 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-29-101-022.000-019 |
| Primary APN | 01-11-29-101-022.000-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Heat Pump |
|---|
| Account Number | 01322189035 |
|---|---|
| Street Address | 320 WINCHESTER RD |
| City | GENEVA |
| State | IN |
| Zip | 46740-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SCHWARTZ 1ST ADD SEC II LOT 16 |
| Legal Subdivision | SCHWARTZ FIRST ADDITION SECTION TWO |
| Legal Lot Number | 16 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 30700 |
320 Winchester Rd is owned and occupied by an individual who bought it in April 2010.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 WINCHESTER RD, GENEVA, IN 46740-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2010 · Amount on File |
| Deed Sale | Apr 1, 2010 · Amount on File |
| Deed Document Number | 20101139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 320 WINCHESTER RD, GENEVA, IN 46740-9682 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018003445 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018003445 |
| Name | ROYAL UNITED MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 292 Months |
| Due | Jan 1, 2043 |
The 2025 property tax bill for 320 Winchester Rd was $321 with a homeowner's exemption, down 35.9% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Geneva Town |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321.00 (-35.93%) Homeowner's exemption | $65,600 Land $7,200 Building $58,400 | $65,600 Land $7,200 Building $58,400 |
| 2024 | $501.00 (+7.74%) | ||
| 2023 | $465.00 (+43.52%) | $58,300 (+1.75%) Land $7,200 Building $51,100 | $58,300 (+1.75%) Land $7,200 Building $51,100 |
| 2022 | $324.00 | $57,300 Land $7,200 Building $50,100 | $57,300 Land $7,200 Building $50,100 |
| 2020 | $308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Winchester Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1990–1993) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Winchester Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA WATER DEPARTMENT serves 1,359 people · EPA ID IN5201003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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