McLean County property record for 320 Wilson Dr, Carlock, IL 61725
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,344 sqft · built 2013 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,500 (Oct 2020) |
| Tax Bill | $3,893 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-32-227-010 |
| Primary APN | 06-32-227-010 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 27,442 sqft (0.63 acres) |
| Garage Type | Attached |
| Deck Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 WILSON DR |
|---|---|
| City | CARLOCK |
| State | IL |
| Zip | 61725-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEMAN GARDENS SUB 2ND ADDN LOT 55 |
| Legal Subdivision | STONEMAN GARDENS SUB |
| Legal Lot Number | 55 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 5202 |
320 Wilson Dr is owned and occupied by two individuals who acquired it in May 2026.
Source: McLean County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 WILSON DR, CARLOCK, IL 61725-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Oct 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 202021848 |
| Last Transfer Date | May 24, 2026 |
| Transfer Doc | 0000008396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 320 WILSON DR, CARLOCK, IL 61725-2004 |
| Document Number | 0000008396 |
| Instrument Date | May 24, 2026 |
| Instrument | 20268396 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | 2020 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 WILSON DR, CARLOCK, IL 61725-2004 |
| Document Number | 0000008397, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20268397 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 16, 2020 |
| Property Address | 320 WILSON DR, CARLOCK, IL 61725-2004 |
| Document Number | 202000021848 |
| Map Reference | DOC 2010-00001584 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020-00021848 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 WILSON DR, CARLOCK, IL 61725-2004 |
| Document Number | 202000021849 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-00021849 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Carlock Village |
| County | McLean County |
| County Subdivision | White Oak Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,900 Land $10,186 Building $51,714 | $185,700 Land $30,558 Building $155,142 | |
| 2024 | $3,893.00 (+7.9%) | ||
| 2023 | $3,608.00 | $52,108 Land $8,575 Building $43,533 | $156,324 Land $25,725 Building $130,599 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Wilson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Wilson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLOCK serves 562 people · EPA ID IL1130250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tel-Star Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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