Monroe County property record for 320 William St, Apt 2, Key West, FL 33040
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 708 sqft · built 1938 |
| Owner | Individual Name on File |
| Tax Bill | $2,333 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00003480-000102 |
| Primary APN | 00003480-000102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 708 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Exterior Material | Wood |
| Account Number | 9104753 |
|---|---|
| Street Address | 320 WILLIAM ST APT 2, 2 |
| City | KEY WEST |
| State | FL |
| Zip | 33040-8601 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 2 AND 31.13% COMMON ELEMENTS 320 WILLIAM STREET CONDOMINIUM G41-259 OR849-443 OR1241-554 OR1283-553 OR1942-881 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 William St, Apt 2 is owned and occupied by an individual.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 WILLIAM ST APT 2, 2, KEY WEST, FL 33040-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $274,294 Building $274,294 | $650,489 Building $650,489 | |
| 2024 | $2,333.00 (+2.15%) | ||
| 2023 | $2,284.00 (+4.72%) Homeowner's exemption | $258,800 (+3%) Building $258,800 | $650,489 (+3.99%) Building $650,489 |
| 2022 | $2,181.00 Homeowner's exemption | $251,263 Building $251,263 | $625,513 Building $625,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 William St, Apt 2 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 202 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 units insured incl. 40 condo units |
| Nearby Flood Claims | 400 (1978–2024) |
| Claims Outside the SFHA | 44 of 400 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 William St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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