320 Whithorne Dr, Garner, NC 27529 Property Records

Wake County property record for 320 Whithorne Dr, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,481 sqft · built 1984
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$346,000 (Aug 2022)
Tax Bill$3,218 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1710.13-14-6047-000

Property Details

APN / Parcel Number

Primary APN1710.13-14-6047-000
Alternative APNs
  • 1710.13-14-6047 0127454
  • 1710146047
  • 012745401
  • 0127454

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,481 sqft Living Area
1st Floor Area1,481 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Architectural StyleConventional
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number0127454
Street Address320 WHITHORNE DR
CityGARNER
StateNC
Zip27529-4759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLO47 HEATHER RIDGE SE4 BM1982-571
Legal SubdivisionHEATHER RIDGE
Legal Lot Number47
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2031
Census Tract52801

Owner

Source: Wake County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 WHITHORNE DR, GARNER, NC 27529-4759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAROLINAS TELCO FCU
Dec 28, 2018Deed of Trust, Mortgage
CAROLINAS TELCO FCU
Dec 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Book / Page19135 / 442
Prior Transfer DateSep 14, 2009
Prior Transfer Doc1369602599
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateAug 31, 2022
Property Address320 WHITHORNE DR, GARNER, NC 27529-4759
Document Number019135/442
Book / Page19135 / 442
Map ReferenceMB 1983 PG 1548
Instrument DateAug 26, 2022
Transaction TypeTransfer
Record UpdatedSep 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$692.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 W E MAVE, 312, HOLLY SPRINGS, NC 27540

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WHITHORNE DR, GARNER, NC 27529-4759

Mortgage

Document Number0019135444
DateAug 31, 2022
Instrument19135/444
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address320 WHITHORNE DR, GARNER, NC 27529-4759
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17919/1638
DateJun 17, 2020
Book Page17919/1638
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address320 WHITHORNE DR, GARNER, NC 27529-4759
Document Number173280640
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WHITHORNE DR GARNER NC 275294759, GARNER, NC 27529-4759

Mortgage

Document Number173280640
DateDec 28, 2018
Book Page017328/000640
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
AmountAmount Recorded
Term360 Months
DueDec 27, 2048

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateDec 28, 2018
Property Address320 WHITHORNE DR, GARNER, NC 27529-4759
Document Number173280638
Book / Page017328 / 000638
Instrument DateDec 28, 2018
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WHITHORNE DR GARNER NC 275294759, GARNER, NC 27529-4759

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,218.00 (+25.9%)$308,374 (+56.12%) Land $120,000 Building $188,374$308,374 (+56.12%) Land $120,000 Building $188,374
2023$2,556.00$197,529 Land $54,000 Building $143,529$197,529 Land $54,000 Building $143,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1995–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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