Rankin County property record for 320 White Sand Rd, Florence, MS 39073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,932 sqft · built 1999 |
| Lot Size | 0.317 acres (13,807 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,389 (Jul 2026) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F04 000124 00480 |
| Primary APN | F04 000124 00480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Adjusted Area |
| 1st Floor Area | 1,539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,807 sqft (0.317 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 55071 |
|---|---|
| Street Address | 320 WHITE SAND RD |
| City | FLORENCE |
| State | MS |
| Zip | 39073-7921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 BUTLER CREEK ESTATES PART 1 (SPECIAL ASSESSMENT FOR 1997 THRU 2011 PAID IN FULL 10-6-00) |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | BUTLER CREEK ESTATES |
| Legal Lot Number | 48 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21004 |
320 White Sand Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Rankin County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL NW BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK |
| Feb 16, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Feb 16, 2018 |
| Deed Book / Page | 2026 / 15882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jul 14, 2026 |
| Property Address | 320 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 2026015882 |
| Book / Page | 2026 / 15882 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 3026064522, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 3026/64522 |
| Name | FIRST FINANCIAL NW BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 320 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000053480 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 3021/53480 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Feb 16, 2018 |
| Property Address | 320 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 0000002892 |
| Instrument | 2892 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 320 White Sand Rd was $837 with exemptions applied, down 49.8% from the year before.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Municipality | Florence City |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 (-49.82%) Homeowner's exemption Senior Citizen's exemption | $15,078 | |
| 2024 | $1,668.00 | $150,780 Land $35,000 Building $115,780 | |
| 2023 | $15,475 | ||
| 2021 | $154,750 Land $35,000 Building $119,750 | ||
| 2019 | $1,469.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 White Sand Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 White Sand Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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