Orange County property record for 320 White Oak Cir, Maitland, FL 32751
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,681 sqft · built 1973 |
| Lot Size | 0.315 acres (13,722 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $766,500 (Aug 2026) |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-21-29-5473-00-430 |
| Primary APN | 25-21-29-5473-00-430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,681 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 2,681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,722 sqft (0.315 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 484 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 320 WHITE OAK CIR |
|---|---|
| City | MAITLAND |
| State | FL |
| Zip | 32751-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | MAITLAND GROVE UNIT 1 3/80 LOT 43 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 25 |
| Legal Subdivision | MAITLAND GROVE UT 1 |
| Legal Tract | 5473 |
| Legal Lot Number | 43 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 15501 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 WHITE OAK CIR, MAITLAND, FL 32751-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer SIMPLE TITLE, SIMPLIFILE |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Deed Document Number | 2026455502 |
| Prior Transfer Date | Aug 14, 2026 |
| Prior Transfer Doc | 0000455502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 17, 2026 |
| Property Address | 320 WHITE OAK CIR, MAITLAND, FL 32751-4831 |
| Document Number | 0000455502 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026455502 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Tax | $541,915.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 320 WHITE OAK CIR, MAITLAND, FL 32751-4831 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 320 WHITE OAK CIR, MAITLAND, FL 32751-4831 |
| Document Number | 0000506425 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 320 WHITE OAK CIR MAITLAND FL 327514831, MAITLAND, FL 32751-4831 |
| Document Number | 0000506425 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 506425 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 14, 2029 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Maitland City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,977 (+2.7%) | $569,730 (-2.63%) Land $160,000 Building $409,730 | |
| 2025 | $3,974.00 (+3.06%) Homeowner's exemption | $284,301 (+5.99%) | $585,100 (+8.33%) Land $160,000 Building $425,100 |
| 2024 | $3,856.00 (+4.44%) | ||
| 2023 | $3,692.00 (+6.83%) Homeowner's exemption | $268,242 (+3%) | $540,087 (+38.46%) Land $160,000 Building $380,087 |
| 2022 | $3,456.00 Homeowner's exemption | $260,429 | $390,057 Land $120,000 Building $270,057 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAITLAND, CITY OF (3 WPS) serves 13,370 people · EPA ID FL3480203 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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