320 White Birch Dr, Covington, GA 30016 Property Records

Newton County property record for 320 White Birch Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1999
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Jul 2025)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00330-00000-080-000`

Property Details

APN / Parcel Number

Primary APN	`00330-00000-080-000`
Alternative APNs	`0033 080` `17996`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Heated Area
1st Floor Area	1,536 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	17996
Street Address	320 WHITE BIRCH DR
City	COVINGTON
State	GA
Zip	30016-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.69AC LT10 RIVERWOOD
Legal Subdivision	WHITEBIRCH & HELEN ROAD
Legal Lot Number	10
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	1
Census Block	1004
Census Tract	100801

Owner

Source: Newton County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 WHITE BIRCH DR, COVINGTON, GA 30016-5534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING
Jul 25, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Mar 3, 2023	Warranty Deed, Transfer
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OZK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	20258166
Deed Book / Page	4748 / 60
Prior Transfer Date	Jan 6, 2014
Prior Transfer Doc	0032000142
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	320 WHITE BIRCH DR, COVINGTON, GA 30016-5534
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 B BLVD, MONROE, GA 30655-2115

Mortgage

Document Number	0047970000000072
Date	Jan 15, 2026
Book Page	0000004797/0000000072
Instrument	D2026-000524

Lender

Name	KIND LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 25, 2025
Property Address	320 WHITE BIRCH DR, COVINGTON, GA 30016-5534
Document Number	0047480060
Book / Page	4748 / 60
Instrument Date	Jul 22, 2025
Instrument	D2025-008166
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHITE BIRCH DR, COVINGTON, GA 30016-5534

Mortgage

Document Number	D2025008167
Date	Jul 25, 2025
Instrument	D2025-008167

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 3, 2023
Property Address	320 WHITE BIRCH DR, COVINGTON, GA 30016-5534
Document Number	0044840771
Book / Page	4484 / 771
Instrument Date	Mar 3, 2023
Instrument	2023-000802
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WOOD LEAF CT, LAWRENCEVILLE, GA 30046-3138

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	320 WHITE BIRCH DR, COVINGTON, GA 30016-5534
Document Number	0040470001
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHITE BIRCH DR COVINGTON GA 300165534, COVINGTON, GA 30016-5534

Mortgage

Document Number	0040470001
Date	Aug 3, 2020
Book Page	004047/000001
Instrument	10654

Lender

Name	BANK OZK
Address	MCDONOUGH, GA 30253

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00 (+22.75%)	$67,880 (+11.79%) Land $7,400 Building $60,480	$169,700 (+11.79%) Land $18,500 Building $151,200
2023		$60,720 Land $4,800 Building $55,920	$151,800 Land $12,000 Building $139,800
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jul 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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