Frederick County property record for 320 Whipporwill Ln, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 2003 |
| Lot Size | 3.78 acres (164,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Feb 2021) |
| Tax Bill | $1,358 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-2-5 |
| Primary APN | 063-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 164,657 sqft (3.78 acres) |
| Terrain | Rolling |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8000227 |
|---|---|
| Street Address | 320 WHIPPORWILL LN |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-1880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | TIMBER RIDGE L5 P1 S2 3.78 ACRES |
| Legal Subdivision | TIMBER RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50300 |
320 Whipporwill Ln is owned and occupied by an individual who bought it in February 2021.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 WHIPPORWILL LN, CROSS JUNCTION, VA 22625-1880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Jul 3, 2019 | Deed of Trust, Mortgage · Line of Credit OLD TOWN CENTER |
| Jul 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Prior Sale | Jul 2, 2012 · Amount on File |
| Deed Document Number | 20212808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 19, 2021 |
| Property Address | 320 WHIPPORWILL LN, CROSS JUNCTION, VA 22625-1880 |
| Document Number | 0000002808 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 210002808 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 WHIPPORWILL LN, CROSS JUNCTION, VA 22625-1880 |
| Document Number | 0000002809 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 210002809 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 320 WHIPPORWILL LN, CROSS JUNCTION, VA 22625-1880 |
| Document Number | 0000006755 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 320 WHIPPORWILL LN CROSS JUNCTION VA 226251880, CROSS JUNCTION, VA 22625-1880 |
| Document Number | 0000006755 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 6755 |
| Name | OLD TOWN CENTER |
|---|---|
| Address | 202 N LOUDOUN ST, WINCHESTER, VA 22601-4952 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 320 WHIPPORWILL LN, CROSS JUNCTION, VA 22625-1880 |
| Document Number | 0000006887 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 320 WHIPPORWILL LN CROSS JUNCTION VA 226251880, CROSS JUNCTION, VA 22625-1880 |
| Document Number | 0000006887 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 6887 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MARTINSBURG, WV 25403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 320 Whipporwill Ln was $1,358, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,358.00 (+10.41%) | $256,148 Land $75,500 Building $180,648 | $256,148 Land $75,500 Building $180,648 |
| 2025 | $1,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Whipporwill Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Whipporwill Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures