320 Whenlin Ridge Rd, Lansing, NC 28643 Property Records

Ashe County property record for 320 Whenlin Ridge Rd, Lansing, NC 28643

Property Summary

Property TypeSingle Family Home
Details2,336 sqft · built 2010
Lot Size2.72 acres (118,832 sqft)
Owner2 Individual Names on Record
Tax Bill$2,900 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07068-033

Property Details

APN / Parcel Number

Primary APN07068-033
Alternative APNs
  • 072033210112
  • 17507

Interior

Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,336 sqft Heated Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Lot Area118,832 sqft (2.72 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number17507
Old Parcel Number07068033
Street Address320 WHENLIN RIDGE RD
CityLANSING
StateNC
Zip28643-8744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.728 A RT 1356 (DIRT)
JurisdictionASHE NC
Township / Civil DivisionHORSE CREEK
Census Block Group1
Census Block1020
Census Tract970200

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 WHENLIN RIDGE RD, LANSING, NC 28643-8744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Line of Credit
LIFESTORE BANK
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
LIFESTORE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address320 WHENLIN RIDGE RD, LANSING, NC 28643-8744
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WHENLIN RIDGE RD, LANSING, NC 28643-8744

Mortgage

Document Number000582/349
DateFeb 25, 2026
Book Page582/349
Instrument775
Lender
NameLIFESTORE BANK
TypeBank
AddressPO BOX 26, WEST JEFFERSON, NC 28694
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 28, 2051
Interest
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address320 WHENLIN RIDGE RD, LANSING, NC 28643-8744
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000512/493
DateMay 18, 2020
Book Page512/493
Instrument2114
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,900.00 (-0.03%)$531,500 (-) Land $20,400 Building $511,100$531,500 (-) Land $20,400 Building $511,100
2025$2,901.00 (+3.79%)$531,500 (-) Land $20,400 Building $511,100$531,500 (-) Land $20,400 Building $511,100
2023$2,795.00 (+35.61%)$531,500 (+65.16%) Land $20,400 Building $511,100$531,500 (+65.16%) Land $20,400 Building $511,100
2022$2,061.00$321,800 Land $16,900 Building $304,900$321,800 Land $16,900 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims8 (2003–2024)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

No cell data coverage reported

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