320 Wheeling Rd, Imlay City, MI 48444 Property Records

Lapeer County property record for 320 Wheeling Rd, Imlay City, MI 48444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2025)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-012-009-10`

Property Details

APN / Parcel Number

Primary APN	`011-012-009-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,868 sqft Living Area
1st Floor Area	1,125 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	217,800 sqft (5 acres)
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	320 WHEELING RD
City	IMLAY CITY
State	MI
Zip	48444-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 12 T7N R12E BEG IN THE SW COR, TH N 370 FT, TH E 589FT, TH S370 FT, TH W 589 FT TO BEG. 5.0 A.
Legal Range	12E
Legal Township	07N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY
Census Block Group	1
Census Block	1033
Census Tract	339000

Owner

320 Wheeling Rd is owned and occupied by an individual who bought it in September 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Book / Page	3479 / 95
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484

Mortgage

Document Number	0033730001
Date	Oct 20, 2023
Book Page	3373/1

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484

Mortgage

Document Number	0033080861
Date	Aug 4, 2022
Book Page	3308/861

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2032

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 25, 2025
Property Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484
Document Number	0034790095
Book / Page	3479 / 95
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484

Mortgage

Document Number	0003482777
Date	Sep 25, 2025
Instrument	3482/777

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 23, 2021
Property Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484
Document Number	0032550485
Book / Page	3255 / 485
Instrument Date	Nov 17, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHEELING RD, IMLAY CITY, MI 48444-9484

Mortgage

Document Number	0003256396
Date	Nov 23, 2021
Instrument	3256/396

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0032560396
Date	Nov 29, 2021
Book Page	3256/396

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Wheeling Rd was $2,335 with a homeowner's exemption, up 3.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Imlay Township
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200 (-1.36%)	$202,400 (-1.36%)
2025	$2,335.00 (+3.59%) Homeowner's exemption	$102,600	$205,200
2024	$2,254.00
2023		$93,900	$187,800
2022	$2,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Wheeling Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Wheeling Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: AT&T.

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