320 Westgate Rd, Buffalo, NY 14217 Property Records

Erie County and Tonawanda Town property record for 320 Westgate Rd, Buffalo, NY 14217

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,024 sqft · built 1925
Lot Size	0.088 acres (3,842 sqft)
Owner	Individual Name on Record
Tax Bill	$8,774 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146401 77.28-2-23`

Property Details

APN / Parcel Number

Primary APN	`146401 77.28-2-23`
Alternative APNs	`64010772800002023000` `209 0622000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,024 sqft Total Area
1st Floor Area	1,012 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,842 sqft (0.088 acres)
Lot Dimensions	112 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	209 0622000
Street Address	320 WESTGATE RD
City	BUFFALO
State	NY
Zip	14217-2212
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	754 E MELROSE AVE 1223 174 34 X 112
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3001
Census Tract	8800

Owner

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 WESTGATE RD, BUFFALO, NY 14217-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	320 WESTGATE RD, BUFFALO, NY 14217-2212
Document Number	0139658526
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WESTGATE RD KENMORE NY 142172212, KENMORE, NY 14217-2212

Mortgage

Document Number	0139658526
Date	Nov 18, 2020
Book Page	013965/008526

Lender

Name	MANUFACTURERS & TRADERS TR
Address	KENMORE, NY 14217

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Municipality	Kenmore Village
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,774.00 (+98.33%) Homeowner's exemption Senior Citizen's exemption
2025	$4,424.00 (+265.02%)	$52,900 (-) Land $5,900 Building $47,000	$251,900 (+9.52%) Land $28,095 Building $223,805
2024	$1,212.00 Homeowner's exemption Senior Citizen's exemption	$52,900 (-) Land $5,900 Building $47,000	$230,000 (+4.36%) Land $25,652 Building $204,348
2023	Homeowner's exemption Senior Citizen's exemption	$52,900 Land $5,900 Building $47,000	$220,400 Land $24,581 Building $195,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENMORE VILLAGE serves 15,423 people · EPA ID NY1410142
Water Source	Purchased surface water from TONAWANDA, TOWN WATER DEPT.
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20