320 Welcome Valley Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 320 Welcome Valley Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1993
Lot Size	5.1 acres (222,461 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Dec 2024)
Tax Bill	$705 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099 00-018 18`

Property Details

APN / Parcel Number

Primary APN	`099 00-018 18`
Alternative APN	`28430`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	748 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,461 sqft (5.1 acres)
Terrain	Rolling
Porch	Slab
Porch Area	204 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28430
Street Address	320 WELCOME VALLEY RD
City	FERRUM
State	VA
Zip	24088-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	OTTER CREEK FARM TRACT 25 SECTION 2
Legal Subdivision	OTTER CREEK FARM
Legal Phase	25
Legal Tract	25
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3006
Census Tract	20600

Owner

320 Welcome Valley Rd is owned by an individual who bought it in December 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3989 FORK MOUNTAIN RD, ROCKY MOUNT, VA 24151-3641
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage ATLANTIC UNION BANK
Nov 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Deed Document Number	20247826
Deed Book / Page	1222 / 3186
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0011512461
Record Updated	Sep 20, 2026

December 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 27, 2024
Property Address	320 WELCOME VALLEY RD, FERRUM, VA 24088-2722
Document Number	0012223186
Book / Page	1222 / 3186
Map Reference	MB 493 PG 1348
Instrument Date	Dec 27, 2024
Instrument	240007826
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3989 FORK MOUNTAIN RD, ROCKY MOUNT, VA 24151-3641

Mortgage

Document Number	0240007827
Date	Dec 27, 2024
Instrument	240007827

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 24, 2020
Property Address	320 WELCOME VALLEY RD, FERRUM, VA 24088
Document Number	0011512461
Book / Page	001151 / 002461
Instrument Date	Nov 17, 2020
Instrument	9517
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 PERDUE DR HURT VA 245633731, HURT, VA 24563-3731

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 28, 2020
Property Address	320 WELCOME VALLEY RD, FERRUM, VA 24088
Document Number	0011492551
Book / Page	001149 / 002551
Instrument Date	Oct 5, 2020
Instrument	8482
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 PERDUE DR HURT VA 245633731, HURT, VA 24563-3731

Tax Assessment & Valuation

The 2025 property tax bill for 320 Welcome Valley Rd was $705.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$705.00	$164,100 Land $30,200 Building $133,900	$164,100 Land $30,200 Building $133,900
2023	$586.00	$96,200 (-) Land $23,200 Building $73,000	$96,200 (-) Land $23,200 Building $73,000
2022		$96,200 Land $23,200 Building $73,000	$96,200 Land $23,200 Building $73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Welcome Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Welcome Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Welcome Valley Rd

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