320 Wave Crest Dr, Fort Mill, SC 29708 Property Records

York County property record for 320 Wave Crest Dr, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,192 sqft · built 2007
Lot Size0.088 acres (3,815 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Jun 2022)
Tax Bill$4,047 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN644-01-01-080

Property Details

APN / Parcel Number

Primary APN644-01-01-080

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,192 sqft Living Area
Gross Area2,969 sqft
1st Floor Area1,289 sqft
2nd Floor Area903 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Lot Area3,815 sqft (0.088 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area117 sqft
Patio Area240 sqft

Location & Zoning

Street Address320 WAVE CREST DR
CityFORT MILL
StateSC
Zip29708-7600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT# 44 MP II POD MF-I BEACH CLUB TWN HO/LAKE SHORE ON LAKE
Legal SubdivisionBEACH CLUB TH
Legal Lot Number44
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group3
Census Block3002
Census Tract61009

Owner

320 Wave Crest Dr is owned and occupied by an individual who bought it in June 2022.

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address320 WAVE CREST DR, FORT MILL, SC 29708-7600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed, Transfer · Conventional Mortgage
PRIMELENDING
Apr 15, 2021Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on File
Deed SaleJun 1, 2022 · Amount on File
Prior SaleApr 15, 2021 · Amount on File
Deed Document Number202225273
Deed Book / Page20215 / 418
Record UpdatedJun 8, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateJun 1, 2022
Property Address320 WAVE CREST DR, TEGA CAY, SC 29708-7600
Document Number2021500418
Book / Page20215 / 418
Map ReferenceMB D-152 PG 8
Instrument DateMay 26, 2022
Instrument2022025273
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,092.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WAVE CREST DR, TEGA CAY, SC 29708-7600
InvestorPossibly a Property Investor

Mortgage

Document Number2022025274
DateJun 1, 2022
Instrument2022025274
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2037

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateApr 15, 2021
Property Address320 WAVE CREST DR, TEGA CAY, SC 29708-7600
Document Number1917900041
Book / Page19179 / 41
Map ReferenceMB D152 PG 8
Instrument DateApr 14, 2021
Instrument2021021828
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,276.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 WAVE CREST DR, TEGA CAY, SC 29708-7600

Mortgage

Document Number2021021829
DateApr 15, 2021
Instrument2021021829
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Wave Crest Dr was $4,047.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
MunicipalityTega Cay City
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,047.00$16,000 Land $2,520 Building $13,480$400,000 Land $63,000 Building $337,000
2023$3,910.00$15,909 Land $2,080 Building $13,829$397,732 Land $52,000 Building $345,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Wave Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Wave Crest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEGA CAY
serves 10,500 people · EPA ID SC4610008
Water SourcePurchased surface water from RIVERVIEW RURAL CWS
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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