McCracken County property record for 320 Watson Rd, Paducah, KY 42003 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,277 sqft · built 1969 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Apr 2026) |
| Tax Bill | $1,492 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-30-00-023 |
| Primary APN | 135-30-00-023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 162571 |
|---|---|
| Street Address | 320 WATSON RD |
| City | PADUCAH |
| State | KY |
| Zip | 42003-8978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-11-20 110 X 200 WATSON RD L2B |
| Legal Subdivision | SULLI |
| Legal Lot Number | 2B |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 31100 |
Source: McCracken County records · APN 135-30-00-023
Assessment roll updated December 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 WATSON RD, PADUCAH, KY 42003-8978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2023 · Amount on Record |
| Deed Document Number | 2026843680 |
| Deed Book / Page | 1540 / 711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 320 WATSON RD, PADUCAH, KY 42003-8978 |
| Document Number | 0000843680 |
| Book / Page | 1540 / 711 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026843680 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 WATSON RD, PADUCAH, KY 42003-8978 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1875/321, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 1875/321 |
| Instrument | 2026843680 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McCracken County records · Assessment roll updated December 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,492.00 (+146.61%) | $150,500 (+38.71%) | $150,500 (+38.71%) |
| 2023 | $605.00 (-10.1%) Homeowner's exemption | $108,500 (+59.56%) | $108,500 (+59.56%) |
| 2022 | $673.00 Homeowner's exemption | $68,000 | $68,000 |
Source: FEMA National Flood Hazard Layer, McCracken County (21145C), updated November 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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