320 Watson Ave, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 320 Watson Ave, Lyndhurst, NJ 07071

Property Summary

Property TypeSingle Family Home
Details1,732 sqft · built 1920
Lot Size0.121 acres (5,249 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Apr 2026)
Tax Bill$10,395 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00056-0000-00035

Property Details

APN / Parcel Number

Primary APN32-00056-0000-00035
Alternative APNs
  • 320005600035
  • 00144800

Interior

Stories2 Stories
Building Area1,732 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialMetal
Construction TypeMetal Frame
Lot Area5,249 sqft (0.121 acres)
Lot Dimensions150 ft deep x 35 ft wide

Location & Zoning

Account Number00144800
Street Address320 WATSON AVE
CityLYNDHURST
StateNJ
Zip07071-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description35X150
Legal Block56
Legal Lot Number35
JurisdictionBERGEN NJ
Township / Civil DivisionLYNDHURST
Census Block Group4
Census Block4006
Census Tract31200

Owner

Source: Bergen County and Lyndhurst Township records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 WATSON AVE, LYNDHURST, NJ 07071-2112
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 8, 2026Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Deed Document Number202623272
Deed Book / Page5766 / 1787
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 8, 2026
Property Address320 WATSON AVE, LYNDHURST, NJ 07071-2112
Document Number0000023272
Book / Page5766 / 1787
Instrument DateMar 12, 2026
Instrument2026.23272
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WATSON AVE, LYNDHURST, NJ 07071-2112

Mortgage

Document Number0000023273,
DateApr 8, 2026
Instrument2026..23273
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 8, 2026
Property Address320 WATSON AVE, LYNDHURST, NJ 07071-2112
Document Number0057661787
Book / Page5766 / 1787
Instrument DateMar 12, 2026
Instrument202623272
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 WATSON AVE, LYNDHURST, NJ 07071-2112

Mortgage

Document Number0000023273,
DateApr 8, 2026
Instrument202623273
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionLyndhurst Township
Unified School DistrictLyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,500 (+4.77%) Land $256,800 Building $232,700$489,500 (+4.77%) Land $256,800 Building $232,700
2025$10,395.00 (+7.82%)$467,200 (+3.32%) Land $246,800 Building $220,400$467,200 (+3.32%) Land $246,800 Building $220,400
2024$9,641.00 (+10.09%)
2023$452,200 Land $236,800 Building $215,400$452,200 Land $236,800 Building $215,400
2022$8,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims60 (1979–2021)
Claims Outside the SFHA3 of 60
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Sandy, Oct 2012 · 24 claims
  • Hurricane Irene, Aug 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNDHURST WATER DEPARTMENT
serves 22,000 people · EPA ID NJ0232001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

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