Old Saybrook Town property record for 320 Watrous Point Rd, Old Saybrook, CT 06475
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 6,044 sqft · built 1937 |
| Lot Size | 6.21 acres (270,508 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,870,000 (Aug 1999) |
| Tax Bill | $50,141 (2025) |
| Deeds & Mortgages | Jul 2025 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 659400 |
| Primary APN | 659400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,044 sqft Living Area |
| Gross Area | 8,597 sqft |
| 1st Floor Area | 3,370 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 270,508 sqft (6.21 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 659400 |
|---|---|
| Street Address | 320 WATROUS POINT RD |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA-3 |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 670100 |
320 Watrous Point Rd is owner-occupied and held in a trust since July 2025.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 320 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jan 7, 2021 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 1999 · Amount on File |
| Deed Sale | Aug 16, 1999 · Amount on File |
| Deed Book / Page | 372 / 830 |
| Last Transfer Date | Jul 3, 2025 |
| Transfer Doc | 000699-692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Recording Date | Jul 7, 2025 |
| Property Address | 320 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1301 |
| Document Number | 000699-692 |
| Book / Page | 699 / 692 |
| Instrument Date | Jul 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 320 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 320 WATROUS POINT RD, OLD SAYBROOK, CT 06475-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 658-811 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 658/811 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 320 Watrous Point Rd was $50,141.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,141.00 | $3,234,900 Land $1,497,500 Building $1,737,400 | $2,264,430 Land $1,048,250 Building $1,216,180 |
| 2024 | $50,141.00 (-3.27%) | ||
| 2023 | $51,835.00 (+1.84%) | $2,534,700 (-) Land $997,400 Building $1,537,300 | |
| 2022 | $50,897.00 | $2,534,700 Land $997,400 Building $1,537,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Watrous Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Watrous Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Frontier.
5G and 4G LTE (outdoors only)
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