Lake County property record for 320 Waterfront Dr, Two Harbors, MN 55616
| Property Type | Office Building |
|---|---|
| Details | 6,423 sqft · built 1890 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Company Names on File |
| APN | 23-7660-16080 |
| Primary APN | 23-7660-16080 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,423 sqft Base Area |
| 1st Floor Area | 6,423 sqft |
| Flooring | Carpet |
| Interior Walls | Masonry |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Balcony Area | 288 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Hot Water |
| Street Address | 320 WATERFRONT DR |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1534 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | LOT 8 BLOCK 16 |
| Legal Block | 16 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 370400 |
320 Waterfront Dr, a commercial property, is owned by a company.
Source: Lake County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 522 1ST AVE, TWO HARBORS, MN 55616-1504 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $1,347,300 Land $30,500 Building $1,316,800 | $1,347,300 Land $30,500 Building $1,316,800 |
| 2023 | $750,300 Land $21,300 Building $729,000 | $750,300 Land $21,300 Building $729,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 320 Waterfront Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Waterfront Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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