320 Water St, Jordan, MN 55352 Property Records

Scott County property record for 320 Water St, Jordan, MN 55352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,464 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Mar 2022)
Tax Bill	$4,006 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-005005-0`

Property Details

APN / Parcel Number

Primary APN	`22-005005-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,286 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Deck Area	198 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	320 WATER ST
City	JORDAN
State	MN
Zip	55352-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES 3RD ADDN LOT 006 E 55 OF
Legal Subdivision	HOLMES 3RD ADDN
Legal Lot Number	6
Jurisdiction	SCOTT MN
Township / Civil Division	JORDAN
Census Block Group	1
Census Block	1023
Census Tract	80801

Owner

320 Water St is owned and occupied by an individual who bought it in March 2022.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 WATER ST, JORDAN, MN 55352-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	20221153377
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 15, 2022
Property Address	320 WATER ST, JORDAN, MN 55352-1521
Document Number	00A1153377
Instrument Date	Mar 10, 2022
Instrument	A1153377
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 WATER ST, JORDAN, MN 55352-1521

Mortgage

Document Number	00A1153378
Date	Mar 15, 2022
Instrument	A1153378

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	320 WATER ST, JORDAN, MN 55352-1521
Document Number	0001093558
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 WATER ST JORDAN MN 553521521, JORDAN, MN 55352-1521

Mortgage

Document Number	0001093558
Date	Jun 4, 2020
Instrument	1093558

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jun 19, 2018
Property Address	320 WATER ST, JORDAN, MN 55352-1521
Document Number	0001048698
Instrument Date	Jun 6, 2018
Instrument	1048698
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 WATER ST JORDAN MN 553521521, JORDAN, MN 55352-1521

Mortgage

Document Number	1048700
Date	Jun 19, 2018
Instrument	1048700

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610-2808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Mortgage

Document Number	1048699,
Date	Jun 19, 2018
Instrument	1048699

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 320 Water St was $4,006 with a homeowner's exemption, up 11.8% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Jordan City
Unified School District	Jordan Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,006.00 (+11.77%) Homeowner's exemption	$338,800 Land $57,600 Building $281,200	$338,800 Land $57,600 Building $281,200
2025	$3,584.00 (-5.68%)
2024	$3,800.00 (-6.17%) Homeowner's exemption	$298,300 (-0.57%) Land $49,400 Building $248,900	$298,300 (-0.57%) Land $49,400 Building $248,900
2023	$4,050.00 Homeowner's exemption	$300,000 Land $49,400 Building $250,600	$300,000 Land $49,400 Building $250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Jordan serves 6,700 people · EPA ID MN1700003
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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