Whiteside County property record for 320 Washington St, Prophetstown, IL 61277
| Property Type | Commercial |
|---|---|
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (May 2024) |
| Tax Bill | $4,522 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2104102017 |
| Primary APN | 2104102017 |
|---|---|
| Alternative APNs |
|
| Lot Area | 2,000 sqft (0.046 acres) |
|---|---|
| Lot Dimensions | 80 ft deep x 25 ft wide |
| Account Number | 118217 |
|---|---|
| Street Address | 320 WASHINGTON ST |
| City | PROPHETSTOWN |
| State | IL |
| Zip | 61277-1115 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | STURTEVANTS ADD RES LOT 16 BLK 6 72000X |
| Legal Subdivision | STURTEVANTS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | PROPHETSTOWN |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 700 |
320 Washington St, a commercial property, is owned by an individual who bought it in May 2024.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10860 BURNS RD, FENTON, IL 61251-9759 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage STERLING FEDERAL BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Deed Document Number | 20241890 |
| Prior Transfer Date | Dec 18, 2013 |
| Prior Transfer Doc | 0000000179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 2, 2024 |
| Property Address | 320 WASHINGTON ST, PROPHETSTOWN, IL 61277-1115 |
| Document Number | 0000001890 |
| Instrument Date | May 1, 2024 |
| Instrument | 2024-01890 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10860 BURNS RD, FENTON, IL 61251-9759 |
| Document Number | 0000001891 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024-01891 |
| Name | STERLING FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 320 WASHINGTON ST, PROPHETSTOWN, IL 61277-1115 |
| Document Number | 0000004445 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 W 7TH ST PROPHETSTOWN IL 612771413, PROPHETSTOWN, IL 61277-1413 |
| Document Number | 0000004445 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 4445 |
| Name | CENTRAL BK/IL |
|---|---|
| Type | Bank |
| Address | FULTON, IL 61252 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 22, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 320 Washington St was $4,522.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Prophetstown Township |
| Municipality | Prophetstown City |
| Unified School District | Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,522.00 | $54,577 Land $1,700 Building $52,877 | |
| 2024 | $163,731 Land $5,100 Building $158,631 | ||
| 2022 | $4,725.00 | $54,577 Land $1,700 Building $52,877 | $163,731 Land $5,100 Building $158,631 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Washington St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROPHETSTOWN serves 1,946 people · EPA ID IL1950400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Strada Communications Fiber | 1,000 / 1,000 |
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