320 Washington St, Grass Valley, CA 95945 Property Records

Nevada County property record for 320 Washington St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 849 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (May 2005)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-274-005-000`

Property Details

APN / Parcel Number

Primary APN	`008-274-005-000`
Alternative APN	`08-274-05-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	849 sqft Living Area
1st Floor Area	849 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Average
Porch	Porch
Patio Area	116 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-274-05-000
Street Address	320 WASHINGTON ST
City	GRASS VALLEY
State	CA
Zip	95945-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LT 10 BLK 4 GRASS VALLEY
Legal Subdivision	GRASS VALLEY
Legal Block	4
Legal Lot Number	10
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	5
Census Block	5009
Census Tract	504

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 WASHINGTON ST, GRASS VALLEY, CA 95945-6332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2005 · Amount on Record
Deed Sale	May 26, 2005 · Amount on Record
Prior Sale	Jun 4, 1998 · Amount on Record
Deed Document Number	200519825
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	320 WASHINGTON ST, GRASS VALLEY, CA 95945-6332
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WASHIGTON STREET, GRASS VALLEY, CA 95945-6332

Mortgage

Document Number	0000018916
Date	Sep 21, 2022
Instrument	20220018916

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	95282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	320 WASHINGTON ST, GRASS VALLEY, CA 95945-6332
Document Number	0000007511
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WASHINGTON ST GRASS VALLEY CA 959456332, GRASS VALLEY, CA 95945-6332

Mortgage

Document Number	0000007511
Date	Apr 7, 2020
Instrument	7511

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	320 WASHINGTON ST, GRASS VALLEY, CA 95945-6332
Document Number	0000006351
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WASHINGTON ST GRASS VALLEY CA 959456332, GRASS VALLEY, CA 95945-6332

Mortgage

Document Number	0000006351
Date	Mar 22, 2017
Instrument	6351

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,900 (-) Land $106,000 Building $247,900
2025	$3,872.00 (+0.65%)	$353,900 (-) Land $106,000 Building $247,900
2023	$3,847.00 (-1.03%)	$353,900 Land $106,000 Building $247,900	$404,550
2022	$3,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, GeoLinks.

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