Kane County property record for 320 Washington St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,461 sqft · built 1870 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,292 (2025) |
| Deeds & Mortgages | May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-255-010 |
| Primary APN | 06-14-255-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 2,232 sqft |
| Basement Area | 771 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 320 WASHINGTON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS PLAT OF WEST ELGIN WEST 1/2 OF LOTS 5 & 6 BLOCK 37 |
| Legal Subdivision | W C KIMBALLS PLAT |
| Legal Block | 37 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 WASHINGTON ST, ELGIN, IL 60123-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 WASHINGTON ST, ELGIN, IL 60123-5446 |
| Document Number | 0000028515 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 WASHINGTON ST ELGIN IL 601235446, ELGIN, IL 60123-5446 |
| Document Number | 0000028515 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 28515 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 17, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,292.00 (+24.15%) Homeowner's exemption Senior Citizen's exemption | $72,265 (+8.57%) Land $14,925 Building $57,340 | $216,882 (+8.57%) Land $44,793 Building $172,089 |
| 2024 | $66,561 (+30.83%) Land $13,747 Building $52,814 | $199,763 (+30.88%) Land $41,258 Building $158,505 | |
| 2022 | $3,457.00 (+5.98%) Homeowner's exemption | $50,875 (+6.96%) Land $11,324 Building $39,551 | $152,625 (+6.96%) Land $33,972 Building $118,653 |
| 2021 | $3,262.00 Homeowner's exemption | $47,564 Land $10,587 Building $36,977 | $142,692 Land $31,761 Building $110,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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