320 Wallace Ln, Ligonier, PA 15658 Property Records

Westmoreland County property record for 320 Wallace Ln, Ligonier, PA 15658

Property Summary

Property Type	Single Family Home
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2023)
Tax Bill	$2,052 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
APN	`51-18-00-0-153`

Property Details

APN / Parcel Number

Primary APN	`51-18-00-0-153`
Alternative APN	`0510180000153`

Exterior

Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Street Address	320 WALLACE LN
City	LIGONIER
State	PA
Zip	15658-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE
Jurisdiction	WESTMORELAND PA
Township / Civil Division	LIGONIER
Census Block Group	1
Census Block	1006
Census Tract	808402

Owner

320 Wallace Ln is owned and occupied by an individual who bought it in November 2023.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	320 WALLACE LN, LIGONIER, PA 15658-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Apr 3, 2023	Fiduciary Deed, Transfer · Commercial Mortgage SOMERSET TRUST CO
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BK&TR/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	202328597
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0000000727
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 3, 2023
Property Address	320 WALLACE LN, LIGONIER, PA 15658-2643
Document Number	0000028597
Instrument Date	Oct 31, 2023
Instrument	202311030028597
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ASSURED SETTLEMENT SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 WALLACE LN, LIGONIER, PA 15658-2643

Mortgage

Document Number	0000028598
Date	Nov 3, 2023
Instrument	202311030028598

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

April 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Apr 3, 2023
Property Address	320 WALLACE LN, LIGONIER, PA 15658-2643
Document Number	0000007809
Instrument Date	Mar 13, 2023
Instrument	202304030007809
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	LAWYERS ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 AUSTRAW RD, LIGONIER, PA 15658-2488

Mortgage

Document Number	0000007810
Date	Apr 3, 2023
Instrument	202304030007810

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	320 WALLACE LN, LIGONIER, PA 15658-2643
Document Number	0000003890
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WALLACE LN LIGONIER PA 156582643, LIGONIER, PA 15658-2643

Mortgage

Document Number	0000003890
Date	Feb 5, 2020
Instrument	3890

Lender

Name	COMMERCIAL BK&TR/PA
Type	Funding / Finance Company
Address	LIGONIER, PA 15658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 320 Wallace Ln was $2,052, up 1.2% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Ligonier Township
Unified School District	Ligonier Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,052.00 (+1.23%)	$16,840 Land $1,520 Building $15,320
2025	$2,027.00		$16,840 Land $1,520 Building $15,320
2024	$2,027.00	$16,840 (-) Land $1,520 Building $15,320
2023		$16,840 Land $1,520 Building $15,320
2022	$1,892.00
1972			$16,840 Land $1,520 Building $15,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 320 Wallace Ln; there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1996–2016)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2016 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Wallace Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIGONIER TWP MUNI AUTH serves 3,293 people · EPA ID PA5650080
Water Source	Surface water
Last State Inspection	Jun 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	97 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wallace Ln

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