320 Wallace Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 320 Wallace Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1948
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Nov 2022)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-1170-0009-00-9`

Property Details

APN / Parcel Number

Primary APN	`76-1170-0009-00-9`
Alternative APN	`11-76-1170-0009-00-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	136 ft deep x 52 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 WALLACE AVE
City	SAINT JOSEPH
State	MI
Zip	49085-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - C
Legal Description	LOT 9 REVISED PLAT OF CLEVELAND PARK SUBDN OF PT OF UNIV LOT 73 SEC 26 T4S R19W
Legal Range	19W
Legal Township	04S
Legal Section	26
Legal Subdivision	CLEVELAND PARK SUB
Legal Lot Number	9,73
Legal Unit	9,73
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2040
Census Tract	801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 WALLACE AVE, SAINT JOSEPH, MI 49085-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Apr 16, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	2022367279
Deed Book / Page	3392 / 799
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	03202/2784
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 15, 2022
Property Address	320 WALLACE AVE, SAINT JOSEPH, MI 49085-1828
Document Number	003392/799
Book / Page	3392 / 799
Map Reference	LB 87 PG 331
Instrument Date	Oct 25, 2022
Instrument	2022367279
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 920, SAINT JOSEPH, MI 49085-0920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WALLACE AVE, SAINT JOSEPH, MI 49085-1828

Mortgage

Document Number	0033920800
Date	Nov 15, 2022
Instrument	3392-0800

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 16, 2018
Property Address	320 WALLACE AVE, SAINT JOSEPH, MI 49085-1828
Document Number	03202/2784
Book / Page	3202 / 2784
Map Reference	MB87 PG331
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 S LAKE DOSTER DR, PLAINWELL, MI 49080-9117

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 11, 2017
Property Address	320 WALLACE AVE, SAINT JOSEPH, MI 49085-1828
Document Number	03182/3271
Book / Page	3182 / 3271
Map Reference	MB87 PG331
Instrument Date	Sep 9, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 S LAKE DOSTER DR, PLAINWELL, MI 49080-9117

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 25, 2017
Property Address	320 WALLACE AVE, SAINT JOSEPH, MI 49085-1828
Document Number	03173/0621
Book / Page	3173 / 0621
Map Reference	MB87 PG331
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 MAPLELAKE DR, ACWORTH, GA 30101-4768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SW DOSTER DR, PLAINFIELD, MI 49525

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,100 (+13.75%)	$238,200 (+13.75%)
2025	$3,494.00 (+2.46%) Homeowner's exemption	$104,700 (+30.22%)	$209,400 (+30.22%)
2024	$3,410.00 (-11.91%)
2023		$80,400	$160,800
2022	$3,871.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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