320 W Veronica St, Upland, CA 91784 Property Records

San Bernardino County property record for 320 W Veronica St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,628 sqft · built 1973
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Oct 2020)
Tax Bill	$10,776 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1043-522-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-522-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	2,628 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	24,000 sqft (0.551 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	1,444 sqft
Patio Area	1,444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	320 W VERONICA ST
City	UPLAND
State	CA
Zip	91784-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8537 LOT 31
Legal Subdivision	TRACT 8537
Legal Tract	8537
Legal Block	4
Legal Lot Number	31
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4006
Census Tract	814

Owner

Source: San Bernardino County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 W VERONICA ST, UPLAND, CA 91784-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit FOOTHILL FEDERAL CREDIT UNION
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit FOOTHILL FCU
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST MORTGAGE SOLUTIONS LLC
Oct 28, 2020	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	2020421026
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	0000372418
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 10, 2026
Property Address	320 W VERONICA ST, UPLAND, CA 91784-1439
Document Number	0000204757
Instrument Date	Aug 5, 2026
Instrument	2026204757
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	320 W VERONICA ST, UPLAND, CA 91784-1439

Mortgage

Document Number	0000204757,
Date	Aug 10, 2026
Instrument	2026204757

Lender

Name	FOOTHILL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2051

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	320 W VERONICA ST, UPLAND, CA 91784-1439
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W VERONICA ST, UPLAND, CA 91784-1439

Mortgage

Document Number	0000309417
Date	Sep 9, 2022
Instrument	2022-0309417

Lender

Name	FOOTHILL FCU
Type	Credit Union
Address	ARCADIA, CA 91006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	320 W VERONICA ST, UPLAND, CA 91784-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072514
Date	Feb 28, 2020
Instrument	2020-0072514

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 28, 2020
Property Address	320 W VERONICA ST, UPLAND, CA 91784-1439
Document Number	0000421026
Map Reference	MB 116 PG 54-56
Instrument Date	Oct 23, 2020
Instrument	2020-0421026
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 W VERONICA ST, UPLAND, CA 91784-1439

Mortgage

Document Number	0000421027
Date	Oct 28, 2020
Instrument	2020-0421027

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,713 (+2%) Land $251,179 Building $753,534
2025	$10,776.00 (+4.82%) Homeowner's exemption	$985,013 (+4.04%) Land $246,254 Building $738,759
2023	$10,280.00 (+2.19%) Homeowner's exemption	$946,764 Land $236,691 Building $710,073
2022	$10,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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