320 W Texas St, Temple, OK 73568 Property Records

Cotton County property record for 320 W Texas St, Temple, OK 73568

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,762 sqft · built 1940
Lot Size	0.081 acres (3,550 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Dec 2021)
Tax Bill	$318 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
APN	`0001-00-036-009-0-010-00`

Property Details

APN / Parcel Number

Primary APN	`0001-00-036-009-0-010-00`
Alternative APN	`4219`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	3,550 sqft (0.081 acres)
Lot Dimensions	142 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	186 sqft
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4219
Street Address	320 W TEXAS ST
City	TEMPLE
State	OK
Zip	73568-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9-11 BLK 36 TEMPLE REAL
Legal Range	10E
Legal Township	03S
Legal Section	27
Legal Subdivision	TEMPLE REAL
Legal Block	36
Legal Lot Number	9-11
Jurisdiction	COTTON OK
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2166
Census Tract	871200

Owner

320 W Texas St is owned and occupied by an individual who bought it in December 2021.

Source: Cotton County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	320 W TEXAS ST, TEMPLE, OK 73568-9252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Deed Document Number	20212525
Deed Book / Page	436 / 53
Record Updated	Oct 29, 2026

December 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COTTON OK
Recording Date	Dec 6, 2021
Property Address	320 W TEXAS ST, TEMPLE, OK 73568-9252
Document Number	0000436/53
Book / Page	436 / 53
Instrument Date	Dec 1, 2021
Instrument	I-2021-002525
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W TEXAS ST, TEMPLE, OK 73568-9252

Mortgage

Document Number	I2021002526
Date	Dec 6, 2021
Instrument	I-2021-002526

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Texas St was $318 with a homeowner's exemption, down 1.2% from the year before.

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Municipality	Temple Town
Unified School District	Temple Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,786 (+3.01%) Land $86 Building $4,700	$41,613 Land $750 Building $40,863
2025	$318.00 (-1.24%) Homeowner's exemption	$4,646 Land $86 Building $4,560
2024	$322.00 (-16.8%)		$53,886 (+44.24%) Land $750 Building $53,136
2023	$387.00	$4,296 Land $86 Building $4,210	$37,358 Land $750 Building $36,608

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 W Texas St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W Texas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLE serves 1,146 people · EPA ID OK1011306
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2025 Turbidity not recorded as resolved · Aug 2023 Treatment failure not recorded as resolved · Nov 2022
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Pioneer Telephone Cooperative DSL	46 / 7