320 W Polk Ave, Pharr, TX 78577 Property Records

Hidalgo County property record for 320 W Polk Ave, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1987
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Company Names on File
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification Mar 2018 Loan Modification + 2 more
APN	`G450000000002400`

Property Details

APN / Parcel Number

Primary APN	`G450000000002400`
Alternative APNs	`R179713` `179713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	1,174 sqft
Utility Area	190 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 W POLK AVE
City	PHARR
State	TX
Zip	78577-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLICK LOT 24
Legal Subdivision	GLICK - SPA
Legal Tract	24
Legal Block	3
Legal Lot Number	24
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3032
Census Tract	21703

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 W Polk Ave is owned by a company that acquired it in May 2011.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Company Names on File
Mailing Address	5940 N CYNTHIA ST, MCALLEN, TX 78504-1807
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Loan Modification, Mortgage RIO BK
Mar 3, 2018	Loan Modification, Mortgage · Line of Credit ELSA ST BK&TR
Jan 19, 2015	Loan Modification, Mortgage · Line of Credit ELSA ST BK&TR
Jan 19, 2015	Loan Modification, Mortgage · Line of Credit ELSA ST BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2011
Deed Sale	May 25, 2011
Prior Sale	Mar 10, 2011 · Amount on File
Deed Document Number	20112209230
Prior Transfer Date	Mar 1, 2011
Prior Transfer Doc	0002187103
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	320 W POLK AVE, PHARR, TX 78577-2925
Document Number	0003003467
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 N CYNTHIA ST MCALLEN TX 78504, MCALLEN, TX 78504

Mortgage

Document Number	0003003467
Date	Apr 10, 2019
Instrument	3003467

Lender

Name	RIO BK
Type	Bank
Address	MCALLEN, TX 78502

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 9, 2024

Interest

Rate	18%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	320 W POLK AVE, PHARR, TX 78577-2925
Document Number	0002900831
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5940 N CYNTHIA ST MCALLEN TX 785041807, MCALLEN, TX 78504-1807

Mortgage

Document Number	0002900831
Date	Mar 27, 2018
Instrument	2900831

Lender

Name	ELSA ST BK&TR
Type	Bank
Address	ELSA, TX 78543

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	320 W POLK AVE, PHARR, TX 78577-2925
Document Number	0002796087
Instrument Date	Jan 19, 2015
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5940 N CYNTHIA ST MCALLEN TX 785041807, MCALLEN, TX 78504-1807

Mortgage

Document Number	0002796087
Date	Mar 13, 2017
Instrument	2796087

Lender

Name	ELSA ST BK&TR
Type	Bank
Address	ELSA, TX 78543

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	320 W POLK AVE, PHARR, TX 78577-2925
Document Number	0002924502
Instrument Date	Jan 19, 2015
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5940 N CYNTHIA ST MCALLEN TX 785041807, MCALLEN, TX 78504-1807

Mortgage

Document Number	0002924502
Date	Jun 13, 2018
Instrument	2924502

Lender

Name	ELSA ST BK&TR
Type	Bank
Address	ELSA, TX 78543

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Polk Ave was $3,301, up 0.6% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,772 (+39.3%) Land $62,400 Building $109,372	$171,772 (+39.3%) Land $62,400 Building $109,372
2025	$3,301.00 (+0.64%)	$123,314 Land $47,970 Building $75,344	$123,314 Land $47,970 Building $75,344
2024	$3,280.00 (+0.06%)
2023	$3,278.00 (-4.43%)	$122,314 Land $39,975 Building $82,339	$122,314 Land $39,975 Building $82,339
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 320 W Polk Ave; there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 W Polk Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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