320 W Parker St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 320 W Parker St, Waterloo, IA 50703

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.082 acres (3,565 sqft)
Owner	2 Individual Names on File
Tax Bill	$94 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`8913-23-282-012`

Property Details

APN / Parcel Number

Primary APN	`8913-23-282-012`

Exterior

Lot Area	3,565 sqft (0.082 acres)
Lot Dimensions	55 ft deep x 59 ft wide

Location & Zoning

Street Address	320 W PARKER ST
City	WATERLOO
State	IA
Zip	50703-2438
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CALUMET SUBDIVISION LOT 15 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	CALUMET SUBDIVISION
Legal Block	4
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2037
Census Tract	500

Owner

320 W Parker St, residential vacant land, is owned by two individuals who acquired it in June 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 EDWARDS ST, WATERLOO, IA 50703-3634
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer
Jun 2, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000016165
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 19, 2025
Property Address	320 W PARKER ST, WATERLOO, IA 50703-2438
Document Number	0202517006
Instrument Date	Nov 18, 2025
Instrument	2025-17006
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	414 EDWARDS ST, WATERLOO, IA 50703-3634

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 2, 2023
Property Address	320 W PARKER ST, WATERLOO, IA 50703-2438
Document Number	202300016165
Instrument Date	Apr 5, 2023
Instrument	202300016165
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W PARKER ST, WATERLOO, IA 50703-2438

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Parker St was $94, down 6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$94.00 (-6%)	$4,570 Land $4,570	$4,570 Land $4,570
2024	$100.00
2023		$4,570 (-) Land $4,570	$4,570 Land $4,570
2022	$100.00	$4,570 Land $4,570
2021			$4,570 Land $4,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 W Parker St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1998–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 W Parker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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