320 W North Ave, Ada, OH 45810 Property Records

Hardin County property record for 320 W North Ave, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1999
Lot Size	0.649 acres (28,270 sqft)
Owner	Individual Name on File
Last Sale	$65,200 (Aug 1999)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-140056.0000`

Property Details

APN / Parcel Number

Primary APN	`25-140056.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	28,270 sqft (0.649 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 W NORTH AVE
City	ADA
State	OH
Zip	45810-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 SE4 S16 .649A
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2004
Census Tract	402

Owner

320 W North Ave is owned and occupied by an individual who acquired it in February 2007.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	320 W NORTH AVE, ADA, OH 45810-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 1999 · Amount on File
Deed Sale	Aug 26, 1999 · Amount on File
Last Transfer Date	Feb 27, 2007
Transfer Doc	0000043135
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Recording Date	Apr 7, 2026
Property Address	320 W NORTH AVE, ADA, OH 45810-1803
Document Number	0000001035
Book / Page	577 / 2122
Instrument Date	Mar 30, 2026
Instrument	20261035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W NORTH AVE, ADA, OH 45810-1803

Mortgage

Document Number	0000001035,
Date	Apr 7, 2026
Book Page	577/2122
Instrument	20261035

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	320 W NORTH AVE, ADA, OH 45810-1803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MUTUAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/309
Date	Dec 22, 2020
Book Page	559/309
Instrument	202000004531

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	320 W NORTH AVE, ADA, OH 45810-1803
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	549/1328
Date	Mar 5, 2018
Book Page	549/1328
Instrument	201800000610

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 320 W North Ave was $2,191 with a homeowner's exemption, up 4.5% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (+4.48%)	$55,760 (+3.01%) Land $5,680 Building $50,080
2024	$2,097.00 (+0.38%) Homeowner's exemption	$54,130 (-) Land $5,680 Building $48,450
2023	$2,089.00 (+8.86%) Homeowner's exemption	$54,130 (+25.36%) Land $5,680 Building $48,450	$159,320 Land $16,230 Building $143,090
2022	$1,919.00 Homeowner's exemption	$43,180 Land $3,700 Building $39,480
2020			$123,370 Land $10,570 Building $112,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 W North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W North Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile, Watch TV.

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