Franklin County and Malone Town property record for 320 W Main St, Malone, NY 12953
| Property Type | Bank, Financial Building |
|---|---|
| Details | 7,280 sqft · built 1986 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,175,000 (Jun 2021) |
| Tax Bill | $24,589 (2026) |
| APN | 2.-150-13.1 |
| Primary APN | 2.-150-13.1 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,280 sqft Gross Area |
| Basement Area | 3,600 sqft |
| Finished Basement | 3,600 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 221 ft deep x 75 ft wide |
| Canopy | 1,006 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2.-150-13.1 |
|---|---|
| Street Address | 320 W MAIN ST |
| City | MALONE |
| State | NY |
| Zip | 12953-1750 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | SEC D BLOCK 418 LOT 3 |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | MALONE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950501 |
320 W Main St, a commercial property, is owned by a company that bought it in June 2021.
Source: Franklin County and Malone Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5790 WIDEWATERS PKWY, SYRACUSE, NY 13214-1884 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Deed Document Number | 20213100 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 320 W Main St was $24,589, down 1.1% from the year before.
Source: Franklin County and Malone Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Malone Town |
| Municipality | Malone Village |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,589.00 (-1.15%) | ||
| 2025 | $24,875.00 | $450,000 Land $50,000 Building $400,000 | $833,333 Land $92,593 Building $740,740 |
| 2023 | $450,000 Land $50,000 Building $400,000 | $750,000 Land $83,333 Building $666,667 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 320 W Main St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALONE V serves 13,232 people · EPA ID NY1600008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SLICFiber, Westelcom Networks.
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