Lancaster County property record for 320 W Main St, Ephrata, PA 17522
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,761 sqft · built 1915 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Mar 2016) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-53665-0-0000 |
| Primary APN | 260-53665-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,761 sqft Living Area |
| Gross Area | 2,827 sqft |
| 1st Floor Area | 912 sqft |
| Upper Floors Area | 849 sqft |
| Basement Area | 849 sqft |
| Game Room | Game Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 217 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 W MAIN ST |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-1712 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RHD |
| Legal Description | 320 W MAIN ST |
| Legal Lot Number | 2 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 12302 |
320 W Main St, a duplex, is owned and occupied by an individual who acquired it in July 2017.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 259 OCTORARA RD, PARKESBURG, PA 19365-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2016 · Amount on File |
| Deed Sale | Mar 31, 2016 · Amount on File |
| Prior Sale | Oct 5, 2010 · Amount on File |
| Deed Document Number | 20166257971 |
| Last Transfer Date | Jul 14, 2017 |
| Transfer Doc | 0006347213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 320 W MAIN ST, EPHRATA, PA 17522-1712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER ABSTRACT OF PA EP |
| Name | Verified Name |
|---|
| Document Number | 0006625953 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 6625953 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 1, 2017 |
| Property Address | 320 W MAIN ST, EPHRATA, PA 17522-1712 |
| Document Number | 0006347213 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 6347213 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 HICKS ST #3 BROOKLYN NY 112013916, 3, BROOKLYN, NY 11201-3916 |
The 2025 property tax bill for 320 W Main St was $3,552 with a homeowner's exemption, up 2.3% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,800 Land $38,500 Building $106,300 | $144,800 Land $38,500 Building $106,300 | |
| 2025 | $3,552.00 (+2.3%) | ||
| 2024 | $3,472.00 | $144,800 Land $38,500 Building $106,300 | |
| 2018 | $144,800 Land $38,500 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1987–2018) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
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