Cecil County property record for 320 W Main St, Elkton, MD 21921
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2,854 sqft · built 1918 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (May 2015) |
| Tax Bill | $4,851 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-050300 |
| Primary APN | 03-050300 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,854 sqft Total Area |
| 1st Floor Area | 2,854 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Detached |
| Garage Area | 1 sqft |
| Porch | Porch |
| Porch Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 050300 |
|---|---|
| Street Address | 320 W MAIN ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-5237 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R3 |
| Legal Description | LOTS 7 & 8 - .345 A. 320 WEST MAIN STREET ELKTON |
| Legal Subdivision | HENRY H MITCHELL |
| Legal Lot Number | 7,8 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 30400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 810 LAGRANGE RD, STREET, MD 21154-1104 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on Record |
| Deed Sale | May 6, 2015 · Amount on Record |
| Prior Sale | Apr 28, 2009 · Amount on Record |
| Deed Book / Page | 3720 / 141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 320 W MAIN ST, ELKTON, MD 21921-5237 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | STEWART TITLE OF MARYLAND |
| Name | Verified Name |
|---|
| Document Number | 0042110121 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 4211/121 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2033 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,851.00 (+20.7%) | $282,067 (+54.47%) | $331,800 (+81.71%) Land $85,500 Building $246,300 |
| 2025 | $4,019.00 (+26.5%) | ||
| 2023 | $3,177.00 | $182,600 Land $85,500 Building $97,100 | $182,600 Land $85,500 Building $97,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 48 (1978–2021) |
| Claims Outside the SFHA | 27 of 48 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Talkie Communications.
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