320 W Larwill St, Wooster, OH 44691 Property Records

Wayne County property record for 320 W Larwill St, Wooster, OH 44691

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,639 sqft · built 1910
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$92,600 (Sep 2020)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-02003-000`

Property Details

APN / Parcel Number

Primary APN	`64-02003-000`
Alternative APN	`5770-9`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,399 sqft
Upper Floors Area	448 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	196 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	5770-9
Street Address	320 W LARWILL ST
City	WOOSTER
State	OH
Zip	44691-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	LOT 1319 50' MP 34 CD 835
Legal Subdivision	WOOSTER
Legal Lot Number	1319
Jurisdiction	WAYNE OH
Township / Civil Division	WOOSTER
Census Block Group	2
Census Block	2008
Census Tract	600

Owner

320 W Larwill St is owned and occupied by an individual who bought it in September 2020.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	318 W LARWILL ST, WOOSTER, OH 44691-3431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 21, 2020	Warranty Deed, Transfer · VA Mortgage PNC BANK NA
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	202011352
Deed Book / Page	914 / 3871
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	320 W LARWILL ST, WOOSTER, OH 44691-3431
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W LARWILL ST, WOOSTER, OH 44691-3431
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012168
Date	Dec 4, 2025
Book Page	982/4399
Instrument	202500012168

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Sep 21, 2020
Property Address	318 W LARWILL ST, WOOSTER, OH 44691
Document Number	0000011352
Book / Page	914 / 3871
Map Reference	VOL 1870 PG 41
Instrument Date	Sep 8, 2020
Instrument	202000011352
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SERVICE FIRST TITLE AGCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W LARWILL ST, WOOSTER, OH 44691

Mortgage

Document Number	0000011353
Date	Sep 21, 2020
Instrument	202000011353

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Jun 11, 2018
Property Address	318 W LARWILL ST, WOOSTER, OH 44691
Document Number	0000006236
Book / Page	885 / 3061
Map Reference	VOL 1870 PG 41
Instrument Date	May 31, 2018
Instrument	201800006236
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	WAYNE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W LARWILL ST, WOOSTER, OH 44691

Mortgage

Document Number	0000006237
Date	Jun 11, 2018
Instrument	201800006237

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Larwill St was $1,699 with a homeowner's exemption, down 1.1% from the year before.

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
Municipality	Wooster City
Unified School District	Wooster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00 (-1.11%)	$40,440 (-) Land $9,640 Building $30,800	$115,550 (-) Land $27,550 Building $88,000
2024	$1,718.00 (+0.06%)	$40,440 (-) Land $9,640 Building $30,800	$115,550 (-) Land $27,550 Building $88,000
2023	$1,717.00 (+7.45%)	$40,440 (+32.03%) Land $9,640 Building $30,800	$115,550 Land $27,550 Building $88,000
2022	$1,598.00 Homeowner's exemption	$30,630 Land $7,300 Building $23,330
2020			$87,540 Land $20,870 Building $66,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 W Larwill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 W Larwill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOOSTER CITY PWS serves 26,618 people · EPA ID OH8504512
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber · Cable in parts of the area	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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