320 W Elm St, Dwight, NE 68635 Property Records

Butler County property record for 320 W Elm St, Dwight, NE 68635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1910
Lot Size	0.548 acres (23,868 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2989-19-2-30002-013-8767`

Property Details

APN / Parcel Number

Primary APN	`2989-19-2-30002-013-8767`
Alternative APN	`120018767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2020
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,868 sqft (0.548 acres)
Lot Dimensions	132 ft deep x 180 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Patio Area	240 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	320 W ELM ST
City	DWIGHT
State	NE
Zip	68635-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	DWIGHT LOTS 1-3 BLK 13 ORIG TOWN (SUBDIVBLKS 13,14,15 & OUTLOTS Q,R,S & T)
Legal Range	04
Legal Township	13
Legal Section	19
Legal Subdivision	DWIGHT ORIGINAL TOWN
Legal Block	13,14
Legal Lot Number	1-3
Jurisdiction	BUTLER NE
Township / Civil Division	RICHARDSON
Census Block Group	1
Census Block	1092
Census Tract	967800

Owner

320 W Elm St is owned and occupied by two individuals who acquired it in September 2007.

Source: Butler County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 W ELM ST, DWIGHT, NE 68635-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2007
Deed Sale	Sep 19, 2007
Deed Book / Page	7 / 1495
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER NE
Property Address	320 W ELM ST, DWIGHT, NE 68635-3102
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000022/392
Date	Mar 9, 2022
Book Page	22/392

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER NE
Property Address	320 W ELM ST, DWIGHT, NE 68635-3102
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20/1698
Date	Oct 23, 2020
Book Page	20/1698

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER NE
Property Address	320 W ELM ST, DWIGHT, NE 68635-3102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18/01031
Date	Aug 14, 2018
Book Page	18/01031

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Elm St was $2,230.

Source: Butler County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Butler County
County Subdivision	Richardson Township
Municipality	Dwight Village
Unified School District	East Butler Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00	$181,530 Land $19,095 Building $162,435	$181,530 Land $19,095 Building $162,435
2023	$2,172.00	$129,290 Land $11,935 Building $117,355	$129,290 Land $11,935 Building $117,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 W Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W Elm St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF DWIGHT serves 229 people · EPA ID NE3102303
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Windstream DSL · Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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