320 W Cross St, Benton, AR 72015 Property Records

Saline County property record for 320 W Cross St, Benton, AR 72015 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1984
Lot Size	0.374 acres (16,320 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Nov 2023)
Tax Bill	$1,828 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-64971-001`

Property Details

APN / Parcel Number

Primary APN	`800-64971-001`
Alternative APN	`63632`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1984
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,320 sqft (0.374 acres)
Lot Dimensions	170 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	750 sqft
Porch	Open Porch
Porch Area	96 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63632
Street Address	320 W CROSS ST
City	BENTON
State	AR
Zip	72015-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-020494
Legal Range	15W
Legal Township	02S
Legal Section	10
Legal Subdivision	SHOPPACH
Legal Block	1
Legal Lot Number	4EX
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3039
Census Tract	10101

Owner

Source: Saline County records · APN 800-64971-001

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	618 W NARROWAY ST, BENTON, AR 72015-3652
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 12, 2018	Quit Claim Deed, Transfer OTHER
Apr 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Apr 12, 2018
Deed Document Number	2023-020494
Deed Book / Page	2023 / 020494
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Nov 20, 2023
Property Address	320 W CROSS ST, BENTON, AR 72015-3622
Document Number	0000020494
Instrument Date	Nov 14, 2023
Instrument	2023-020494
Transaction Type	Transfer
Record Updated	Dec 08, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$696.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3015 BENTON PKWY, BENTON, AR 72015-5683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 W CROSS ST, BENTON, AR 72015-3622

Mortgage

Document Number	0000020495
Date	Nov 20, 2023
Instrument	2023-020495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	320 W CROSS ST, BENTON, AR 72015-3622
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017750
Date	Sep 21, 2017
Instrument	2017-017750

Lender

Name	ARVEST BANK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Apr 12, 2018
Property Address	320 W CROSS ST, BENTON, AR 72015-3622
Document Number	0000006647
Instrument Date	Apr 10, 2018
Instrument	6647
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 CROSS BENTON AR 72015, BENTON, AR 72015

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Apr 10, 2018
Property Address	320 W CROSS ST, BENTON, AR 72015-3622
Document Number	0000006557
Instrument Date	Apr 10, 2018
Instrument	6557
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transaction

Amount	Amount Recorded
Tax	$432.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CROSS BENTON AR 72015, BENTON, AR 72015

Tax Assessment & Valuation

Source: Saline County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,001 (-) Land $5,699 Building $27,302
2024	$1,828.00 (+146.03%)
2023	$743.00 Homeowner's exemption	$33,001 Land $5,699 Building $27,302	$165,005 Land $28,495 Building $136,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saline County (05125C), updated July 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 051250101013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Ripple Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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