320 W Clark Ave, Effingham, IL 62401 Property Records

Effingham County property record for 320 W Clark Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Commercial
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Sep 2023)
Tax Bill	$206 (2024)
Deeds & Mortgages	Sep 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-16-043-025`

Property Details

APN / Parcel Number

Primary APN	`03-16-043-025`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	320 W CLARK AVE
City	EFFINGHAM
State	IL
Zip	62401-2617
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT LOT 2 CLARK AVENUE SUBD (FORMERLY KNOWN AS LOT 11 BLK 2 SURVEYOR'S ADD C) 3876/298 2657/32 2057/285 1219/54
Legal Subdivision	AVENUE SUBDIVISION
Legal Block	2
Legal Lot Number	2-11
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2032
Census Tract	950800

Owner

Source: Effingham County records · APN 03-16-043-025

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13775 N 2100TH ST, TEUTOPOLIS, IL 62467-3734
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2023 · Amount on Record
Deed Sale	Sep 01, 2023 · Amount on Record
Prior Sale	Aug 16, 2004 · Amount on Record
Deed Document Number	20232844
Deed Book / Page	3876 / 298
Prior Transfer Date	Jul 01, 2010
Prior Transfer Doc	2657/032
Record Updated	Jun 08, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 01, 2023
Property Address	320 W CLARK AVE, EFFINGHAM, IL 62401-2617
Document Number	003876/298
Book / Page	3876 / 298
Map Reference	MB 2054 PG 2054
Instrument Date	Aug 29, 2023
Instrument	202323002844
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13775 N 2100TH ST, TEUTOPOLIS, IL 62467-3734

Mortgage

Document Number	202323002845
Date	Sep 01, 2023
Instrument	202323002845

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 30, 2028

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$206.00 (+21.18%)	$3,050 (+20.08%) Land $3,050	$9,150 (+20.08%) Land $9,150
2022	$170.00	$2,540 Land $2,540	$7,620 Land $7,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Consolidated Communications	DSL	250 / 40
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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