320 W Chestnut St, Denison, TX 75020 Property Records

Grayson County property record for 320 W Chestnut St, Denison, TX 75020

Property Summary

Property TypeCommercial
Details6,000 sqft · built 1900
Lot Size0.138 acres (5,998 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Jul 2019)
Tax Bill$11,183 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APND016 313155705

Property Details

APN / Parcel Number

Primary APND016 313155705
Alternative APN
  • 143204

Interior

Building Area6,000 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Canopy250 sqft

Location & Zoning

Street Address320 W CHESTNUT ST
CityDENISON
StateTX
Zip75020-3111
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOTP DENISON, BLOCK 62, LOT PT 13 & ALL 14, 50 X 120 6,000 SQ FT,, ACRES .1377
Legal SubdivisionOTP DENISON
Legal Block62
Legal Lot Number13
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1099
Census Tract502

Owner

320 W Chestnut St, a commercial property, is owned by a company that bought it in July 2019.

Source: Grayson County records, as of October 21, 2026

Owner of RecordCompany Name on File
Mailing Address427 N RUSK ST, B, SHERMAN, TX 75090-0068
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2019 · Amount on File
Deed SaleJul 3, 2019 · Amount on File
Prior SaleDec 2, 2014
Deed Document Number201915839
Record UpdatedOct 29, 2026

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateJul 3, 2019
Property Address320 W CHESTNUT ST, DENISON, TX 75020-3111
Document Number0000015839
Map ReferenceVOL 28 PG 362
Instrument DateJul 3, 2019
Instrument2019-00015839
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 N RUSK ST, SHERMAN, TX 75090-5857

Mortgage

Document Number0000015840
DateJul 3, 2019
Instrument2019-00015840
Lender
NameAMERISTATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Chestnut St was $11,183, up 19.7% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,183.00 (+19.73%)$517,986 Land $76,800 Building $441,186$517,986 Land $76,800 Building $441,186
2024$9,340.00
2023$335,027 Land $34,440 Building $300,587$335,027 Land $34,440 Building $300,587
2022$7,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 W Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Sparklight
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

Nearby Properties on W Chestnut St

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