320 W Adelaide Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 320 W Adelaide Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,444 sqft · built 2010
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2019)
Tax Bill	$9,290 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009762-0190`

Property Details

APN / Parcel Number

Primary APN	`009762-0190`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,444 sqft Living Area
Gross Area	3,906 sqft
1st Floor Area	1,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 W ADELAIDE DR
City	SAINT JOHNS
State	FL
Zip	32259-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60/58-78 ABERDEEN (DR HORTON-PHASE 1) LOT 19 OR4746/340
Legal Range	27E
Legal Township	05S
Legal Section	03
Legal Subdivision	ABERDEEN (DR HORTON-PHASE 1)
Legal Phase	1
Legal Block	1
Legal Lot Number	19
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20809

Owner

320 W Adelaide Dr is owned and occupied by an individual who bought it in June 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	320 W ADELAIDE DR, SAINT JOHNS, FL 32259-6930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 5, 2017	Grant Deed SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE
Apr 15, 2016	Deed of Trust, Mortgage · VA Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	201944330
Deed Book / Page	4746 / 340
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	0043121415
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 24, 2019
Property Address	320 W ADELAIDE DR, SAINT JOHNS, FL 32259-6930
Document Number	0047460340
Book / Page	4746 / 0340
Map Reference	MB 60 PG 58-78
Instrument Date	Jun 14, 2019
Instrument	2019044330
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12673 STALLION CT, 12673, JACKSONVILLE, FL 32223-2094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ADELAIDE DR, SAINT JOHNS, FL 32259-6930

Mortgage

Document Number	0004746342
Date	Jun 24, 2019
Instrument	4746/342

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 5, 2017
Property Address	320 W ADELAIDE DR, SAINT JOHNS, FL 32259-6930
Document Number	0043121415
Book / Page	004312 / 001415
Instrument Date	Apr 15, 2016
Instrument	1034
Record Updated	Jan 16, 2017
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount on Record
Tax	$2,205.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ADELAIDE DR ST JOHNS FL 322596930, ST JOHNS, FL 32259-6930

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	320 W ADELAIDE DR, SAINT JOHNS, FL 32259-6930
Document Number	0043361371
Instrument Date	Apr 15, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ADELAIDE DR ST JOHNS FL 322596930, ST JOHNS, FL 32259-6930

Mortgage

Document Number	0043361371
Date	Feb 28, 2017
Book Page	004336/001371
Instrument	13992

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Adelaide Dr was $9,290, up 12.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,459 (-5.44%) Land $110,000 Building $357,459	$467,459 (-5.44%) Land $110,000 Building $357,459
2025	$9,290.00 (+12.46%)	$494,347	$494,347 Land $110,000 Building $384,347
2024	$8,261.00 (+2.09%)
2023	$8,092.00 (+8.28%)	$502,600 (+14.18%)	$502,600 (+14.18%) Land $104,000 Building $398,600
2022	$7,473.00	$440,171	$440,171 Land $84,000 Building $356,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 W Adelaide Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W Adelaide Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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