320 W 5th St, Sandwich, IL 60548 Property Records

DeKalb County property record for 320 W 5th St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,274 sqft)
Owner	Individual Name on Record
Tax Bill	$4,036 (2024)
Deeds & Mortgages	Oct 2023 Second Mortgage Aug 2022 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-434-004`

Property Details

APN / Parcel Number

Primary APN	`19-26-434-004`

Exterior

Lot Area	8,274 sqft (0.19 acres)
Lot Dimensions	132 ft deep x 62.7 ft wide

Location & Zoning

Account Number	1926434004
Street Address	320 W 5TH ST
City	SANDWICH
State	IL
Zip	60548-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENDEES ADDITION - LOT 13 (EX THE E 2 FT) - BLOCK 4
Legal Subdivision	HENDEES ADDITION
Legal Block	4
Legal Lot Number	13
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	1
Census Block	1041
Census Tract	2000

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 W 5TH ST, SANDWICH, IL 60548-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 24, 2022	Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Oct 18, 2017	Quit Claim Deed, Mortgage · Conventional with PMI EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2017
Transfer Doc	0000010286
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	320 W 5TH ST, SANDWICH, IL 60548-1269
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007387
Date	Oct 19, 2023
Instrument	2023007387

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

Interest

Rate	10.7%

August 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	DE KALB IL
Recording Date	Aug 24, 2022
Property Address	320 W 5TH ST, SANDWICH, IL 60548-1269
Document Number	0000008153
Map Reference	CAB C SL 15-B
Instrument Date	Jul 11, 2022
Instrument	2022008153
Transaction Type	Foreclosure
Record Updated	Sep 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E SYCAMORE ST, SYCAMORE, IL 60178-1448

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	320 W 5TH ST, SANDWICH, IL 60548-1269
Document Number	0000012659
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W 5TH ST SANDWICH IL 605481269, SANDWICH, IL 60548-1269

Mortgage

Document Number	0000012659
Date	Dec 21, 2017
Instrument	12659

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2027

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 18, 2017
Property Address	320 W 5TH ST, SANDWICH, IL 60548-1269
Document Number	0000010286
Instrument Date	Sep 26, 2017
Instrument	10286
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W 5TH ST SANDWICH IL 605481269, SANDWICH, IL 60548-1269

Mortgage

Document Number	10287
Date	Oct 18, 2017
Instrument	10287

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,407 (+22.25%) Land $19,216 Building $45,191	$193,221 (+22.25%) Land $57,648 Building $135,573
2024	$4,036.00
2023		$52,685 Land $15,719 Building $36,966	$158,055 Land $47,157 Building $110,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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