320 W 4th St, Cle Elum, WA 98922 Property Records

Kittitas County property record for 320 W 4th St, Cle Elum, WA 98922

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$213,067 (Jul 2016)
Tax Bill	$2,324 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P804035`

Property Details

APN / Parcel Number

Primary APN	`P804035`
Alternative APNs	`2015270520511` `804035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	920 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 W 4TH ST
City	CLE ELUM
State	WA
Zip	98922-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CER
Legal Description	TWN CLE ELUM; REEDS 1ST ADD LOT 11; BLOCK 5
Legal Subdivision	REEDS 1ST ADD
Legal Block	5
Legal Lot Number	11
Jurisdiction	KITTITAS WA
Township / Civil Division	CLE ELUM
Census Block Group	1
Census Block	1021
Census Tract	975103

Owner

320 W 4th St is owned and occupied by an individual who bought it in July 2016.

Source: Kittitas County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	320 W 4TH ST, CLE ELUM, WA 98922-1050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 17, 2020	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2016 · Amount on File
Deed Sale	Jul 22, 2016 · Amount on File
Prior Sale	Jan 22, 2014 · Amount on File
Deed Document Number	201663
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0000000056
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	320 W 4TH ST, CLE ELUM, WA 98922-1050
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W 4TH ST, CLE ELUM, WA 98922-1050

Mortgage

Document Number	0009120006
Date	Sep 12, 2022
Instrument	202209120006

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	320 W 4TH ST, CLE ELUM, WA 98922-1050
Document Number	0012230048
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W 4TH ST CLE ELUM WA 989221050, CLE ELUM, WA 98922-1050

Mortgage

Document Number	0012230048
Date	Dec 17, 2020
Instrument	12230048

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 320 W 4th St was $2,324.

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Municipality	Cle Elum City
Unified School District	Cle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,324.00	$412,580 Land $100,000 Building $312,580	$412,580 Land $100,000 Building $312,580
2023		$347,930 Land $75,000 Building $272,930	$347,930 Land $75,000 Building $272,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLE ELUM WATER DEPARTMENT serves 2,213 people · EPA ID WA5313500
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inland Telephone Company Fiber	500 / 500
Gigabeam Internet Fixed Wireless	300 / 300

May also be available: Inland Cellular, Ziply Fiber.

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