320 W 3rd St, Lamoni, IA 50140 Property Records

Decatur County property record for 320 W 3rd St, Lamoni, IA 50140 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,705 sqft · built 1890
Lot Size	0.207 acres (9,034 sqft)
Owner	Company Name on File
Last Sale	$59,000 (Sep 2021)
Tax Bill	$1,704 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1311105002`

Property Details

APN / Parcel Number

Primary APN	`1311105002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,705 sqft Living Area
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	9,034 sqft (0.207 acres)
Garage Type	Detached
Garage Area	190 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	320 W 3RD ST
City	LAMONI
State	IA
Zip	50140-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. W 1/2 LOTS 7,8,& 9 IN BLK 16
Legal Block	16
Legal Lot Number	7-9
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3001
Census Tract	960200

Owner

Source: Decatur County records · APN 1311105002

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	21263 PRAIRIE STREAM DR, ADEL, IA 50003-1966
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Nov 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	20211541
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	320 W 3RD ST, LAMONI, IA 50140-1306
Transaction Type	Mortgage
Record Updated	Apr 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211542
Date	Sep 28, 2021
Instrument	2021-1542

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DECATUR IA
Recording Date	Nov 10, 2021
Property Address	320 W 3RD ST, LAMONI, IA 50140-1306
Document Number	0020211830
Instrument Date	Nov 09, 2021
Instrument	2021-1830
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21263 PRAIRIE STREAM DR, ADEL, IA 50003-1966

Tax Assessment & Valuation

Source: Decatur County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,050 (+33.4%) Land $12,840 Building $83,210	$96,050 (+33.4%) Land $12,840 Building $83,210
2024	$1,704.00 (+7.71%)
2023		$72,000 Land $8,030 Building $63,970	$72,000 Land $8,030 Building $63,970
2021	$1,582.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Decatur County (19053C), updated February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 38% of the US · above 70% of Iowa
Wildfire Likelihood	About 1 in 1,370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Grand River Mutual Telephone	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lockridge Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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