320 W 2nd St, Davison, MI 48423 Property Records

Genesee County property record for 320 W 2nd St, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1875
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2022)
Tax Bill	$4,651 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`52-09-526-036`

Property Details

APN / Parcel Number

Primary APN	`52-09-526-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	725 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 W 2ND ST
City	DAVISON
State	MI
Zip	48423-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 AND E 66 FT OF LOT 84 ASSESSORS PLAT CITY OF DAVISON
Legal Subdivision	ASSESSORS PLAT
Legal Lot Number	81,84
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1016
Census Tract	11710

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 W 2ND ST, DAVISON, MI 48423-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 24, 2018	Loan Modification, Mortgage BURGESS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20229230
Prior Transfer Date	Jul 21, 2000
Prior Transfer Doc	0000006833
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 22, 2022
Property Address	320 W 2ND ST, DAVISON, MI 48423-1310
Document Number	0000009230
Map Reference	LB 13 PG 57
Instrument Date	Feb 1, 2022
Instrument	202202220009230
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 MILL ST, 314, DAVISON, MI 48423-1444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E NEWARK RD, LAPEER, MI 48446-9408

Mortgage

Document Number	0000009231
Date	Feb 22, 2022
Instrument	202202220009231

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	320 W 2ND ST, DAVISON, MI 48423-1310
Document Number	0000065635
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	BURGESS TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 MILL ST DAVISON MI 484231444, DAVISON, MI 48423-1444

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,000 (+12.2%) Land $9,400 Building $82,600	$184,000 (+12.2%) Land $18,800 Building $165,200
2025	$4,651.00 (+2.54%) Homeowner's exemption	$82,000 (+13.73%)	$164,000 (+13.73%)
2024	$4,536.00 (+127.03%)
2023		$72,100	$144,200
2021	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures